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SAFE vs BAC: Dividend Comparison 2026

SAFE yields 5.20% · BAC yields 2.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BAC wins by $87.6K in total portfolio value
10 years
SAFE
SAFE
● Live price
5.20%
Share price
$13.62
Annual div
$0.71
5Y div CAGR
-34.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$8.45
Full SAFE calculator →
BAC
BAC
● Live price
2.33%
Share price
$47.23
Annual div
$1.10
5Y div CAGR
47.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.0K
Annual income
$39,185.81
Full BAC calculator →

Portfolio growth — SAFE vs BAC

📍 BAC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSAFEBAC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SAFE + BAC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAFE pays
BAC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAFE
Annual income on $10K today (after 15% tax)
$441.85/yr
After 10yr DRIP, annual income (after tax)
$7.18/yr
BAC
Annual income on $10K today (after 15% tax)
$197.97/yr
After 10yr DRIP, annual income (after tax)
$33,307.94/yr
At 15% tax rate, BAC beats the other by $33,300.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAFE + BAC for your $10,000?

SAFE: 50%BAC: 50%
100% BAC50/50100% SAFE
Portfolio after 10yr
$65.1K
Annual income
$19,597.13/yr
Blended yield
30.08%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BAC right now

SAFE
Analyst Ratings
8
Buy
6
Hold
3
Sell
Consensus: Buy
Price Target
$15.50
+13.8% upside vs current
Range: $14.00 — $17.00
Altman Z
0.7
Piotroski
4/9
BAC
Analyst Ratings
35
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$60.33
+27.7% upside vs current
Range: $50.00 — $71.00
Altman Z
-0.3
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAFE buys
0
BAC buys
0
No recent congressional trades found for SAFE or BAC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSAFEBAC
Forward yield5.20%2.33%
Annual dividend / share$0.71$1.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.3%47.1%
Portfolio after 10y$21.3K$109.0K
Annual income after 10y$8.45$39,185.81
Total dividends collected$1.0K$81.7K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusBuyBuy
Analyst price target$15.50$60.33

Year-by-year: SAFE vs BAC ($10,000, DRIP)

YearSAFE PortfolioSAFE Income/yrBAC PortfolioBAC Income/yrGap
1← crossover$11,042$341.52$11,043$342.60$1.00BAC
2$12,046$231.54$12,336$520.10$290.00BAC
3$13,044$155.11$13,998$798.75$954.00BAC
4$14,061$103.13$16,224$1,246.06$2.2KBAC
5$15,113$68.26$19,345$1,985.44$4.2KBAC
6$16,216$45.05$23,954$3,254.61$7.7KBAC
7$17,381$29.68$31,171$5,540.30$13.8KBAC
8$18,617$19.53$43,264$9,911.45$24.6KBAC
9$19,933$12.85$65,205$18,912.41$45.3KBAC
10$21,337$8.45$108,955$39,185.81$87.6KBAC

SAFE vs BAC: Complete Analysis 2026

SAFEStock

Safehold Inc. (NYSE: SAFE) is revolutionizing real estate ownership by providing a new and better way for owners to unlock the value of the land beneath their buildings. Through its modern ground lease capital solution, Safehold helps owners of high quality multifamily, office, industrial, hospitality and mixed-use properties in major markets throughout the United States generate higher returns with less risk. The Company, which is taxed as a real estate investment trust (REIT) and is managed by its largest shareholder, iStar Inc., seeks to deliver safe, growing income and long-term capital appreciation to its shareholders.

Full SAFE Calculator →

BACFinancials

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.

Full BAC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.