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SAFE vs GAIN: Dividend Comparison 2026

SAFE yields 5.20% · GAIN yields 10.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GAIN wins by $94.41M in total portfolio value
10 years
SAFE
SAFE
● Live price
5.20%
Share price
$13.62
Annual div
$0.71
5Y div CAGR
-34.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$8.45
Full SAFE calculator →
GAIN
GAIN
● Live price
10.60%
Share price
$14.15
Annual div
$1.50
5Y div CAGR
60.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$94.44M
Annual income
$81,370,192.12
Full GAIN calculator →

Portfolio growth — SAFE vs GAIN

📍 GAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSAFEGAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SAFE + GAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAFE pays
GAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAFE
Annual income on $10K today (after 15% tax)
$441.85/yr
After 10yr DRIP, annual income (after tax)
$7.18/yr
GAIN
Annual income on $10K today (after 15% tax)
$901.06/yr
After 10yr DRIP, annual income (after tax)
$69,164,663.30/yr
At 15% tax rate, GAIN beats the other by $69,164,656.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAFE + GAIN for your $10,000?

SAFE: 50%GAIN: 50%
100% GAIN50/50100% SAFE
Portfolio after 10yr
$47.23M
Annual income
$40,685,100.28/yr
Blended yield
86.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SAFE right now

SAFE
Analyst Ratings
8
Buy
6
Hold
3
Sell
Consensus: Buy
Price Target
$15.50
+13.8% upside vs current
Range: $14.00 — $17.00
Altman Z
0.7
Piotroski
4/9
GAIN
Analyst Ratings
2
Buy
5
Hold
Consensus: Hold
Price Target
$15.00
+6.0% upside vs current
Range: $15.00 — $15.00
Altman Z
0.8
Piotroski
2/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAFE buys
0
GAIN buys
0
No recent congressional trades found for SAFE or GAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSAFEGAIN
Forward yield5.20%10.60%
Annual dividend / share$0.71$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.3%60.8%
Portfolio after 10y$21.3K$94.44M
Annual income after 10y$8.45$81,370,192.12
Total dividends collected$1.0K$93.35M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyHold
Analyst price target$15.50$15.00

Year-by-year: SAFE vs GAIN ($10,000, DRIP)

YearSAFE PortfolioSAFE Income/yrGAIN PortfolioGAIN Income/yrGap
1← crossover$11,042$341.52$12,405$1,704.59$1.4KGAIN
2$12,046$231.54$16,451$3,177.65$4.4KGAIN
3$13,044$155.11$23,935$6,332.95$10.9KGAIN
4$14,061$103.13$39,458$13,847.20$25.4KGAIN
5$15,113$68.26$76,525$34,305.35$61.4KGAIN
6$16,216$45.05$181,867$99,985.28$165.7KGAIN
7$17,381$29.68$551,697$357,099.04$534.3KGAIN
8$18,617$19.53$2,218,251$1,627,935.73$2.20MGAIN
9$19,933$12.85$12,210,237$9,836,707.55$12.19MGAIN
10$21,337$8.45$94,435,145$81,370,192.12$94.41MGAIN

SAFE vs GAIN: Complete Analysis 2026

SAFEStock

Safehold Inc. (NYSE: SAFE) is revolutionizing real estate ownership by providing a new and better way for owners to unlock the value of the land beneath their buildings. Through its modern ground lease capital solution, Safehold helps owners of high quality multifamily, office, industrial, hospitality and mixed-use properties in major markets throughout the United States generate higher returns with less risk. The Company, which is taxed as a real estate investment trust (REIT) and is managed by its largest shareholder, iStar Inc., seeks to deliver safe, growing income and long-term capital appreciation to its shareholders.

Full SAFE Calculator →

GAINBDC

Gladstone Investment Corporation is business development company, specializes in lower middle market, mature stage, buyouts; refinancing existing debt; senior debt securities such as senior loans, senior term loans, lines of credit, and senior notes; senior subordinated debt securities such as senior subordinated loans and senior subordinated notes; junior subordinated debt securities such as subordinated notes and mezzanine loans; limited liability company interests, and warrants or options. The fund does not invest in start-ups. The fund seeks to invest in manufacturing, consumer products and business/consumer services sector. It seeks to invest in small and mid-sized companies based in the United States. The fund prefers to make debt investments between $5 million and $30 million and equity investments between $10 million and $40 million in companies. The fund seeks to invest in companies with revenue between $20 million and $100 million. The fund invests in companies with EBITDA from $3 million to $20 million. It seeks minority equity ownership and prefers to hold a board seat in its portfolio companies. It also prefers to take majority stake in its portfolio companies. The fund typically holds the investments for seven years and exits via sale or recapitalization, initial public offering, or sale to third party.

Full GAIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.