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SAFE vs YORW: Dividend Comparison 2026

SAFE yields 5.20% · YORW yields 2.90%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 YORW wins by $14.6K in total portfolio value
10 years
SAFE
SAFE
● Live price
5.20%
Share price
$13.62
Annual div
$0.71
5Y div CAGR
-34.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$8.45
Full SAFE calculator →
YORW
YORW
● Live price
2.90%
Share price
$30.86
Annual div
$0.89
5Y div CAGR
21.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.9K
Annual income
$3,361.83
Full YORW calculator →

Portfolio growth — SAFE vs YORW

📍 YORW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSAFEYORW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SAFE + YORW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAFE pays
YORW pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAFE
Annual income on $10K today (after 15% tax)
$441.85/yr
After 10yr DRIP, annual income (after tax)
$7.18/yr
YORW
Annual income on $10K today (after 15% tax)
$246.35/yr
After 10yr DRIP, annual income (after tax)
$2,857.56/yr
At 15% tax rate, YORW beats the other by $2,850.37/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SAFE + YORW for your $10,000?

SAFE: 50%YORW: 50%
100% YORW50/50100% SAFE
Portfolio after 10yr
$28.6K
Annual income
$1,685.14/yr
Blended yield
5.89%
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Analyst Conviction Gap

Where Wall Street is most bullish on SAFE right now

SAFE
Analyst Ratings
8
Buy
6
Hold
3
Sell
Consensus: Buy
Price Target
$15.50
+13.8% upside vs current
Range: $14.00 — $17.00
Altman Z
0.7
Piotroski
4/9
YORW
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
0.9
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAFE buys
0
YORW buys
0
No recent congressional trades found for SAFE or YORW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSAFEYORW
Forward yield5.20%2.90%
Annual dividend / share$0.71$0.89
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.3%21.5%
Portfolio after 10y$21.3K$35.9K
Annual income after 10y$8.45$3,361.83
Total dividends collected$1.0K$13.4K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusBuyHold

Year-by-year: SAFE vs YORW ($10,000, DRIP)

YearSAFE PortfolioSAFE Income/yrYORW PortfolioYORW Income/yrGap
1← crossover$11,042$341.52$11,052$352.14$10.00YORW
2$12,046$231.54$12,268$441.93$222.00YORW
3$13,044$155.11$13,683$557.01$639.00YORW
4$14,061$103.13$15,347$705.48$1.3KYORW
5$15,113$68.26$17,320$898.46$2.2KYORW
6$16,216$45.05$19,683$1,151.36$3.5KYORW
7$17,381$29.68$22,547$1,485.81$5.2KYORW
8$18,617$19.53$26,058$1,932.62$7.4KYORW
9$19,933$12.85$30,418$2,536.24$10.5KYORW
10$21,337$8.45$35,909$3,361.83$14.6KYORW

SAFE vs YORW: Complete Analysis 2026

SAFEStock

Safehold Inc. (NYSE: SAFE) is revolutionizing real estate ownership by providing a new and better way for owners to unlock the value of the land beneath their buildings. Through its modern ground lease capital solution, Safehold helps owners of high quality multifamily, office, industrial, hospitality and mixed-use properties in major markets throughout the United States generate higher returns with less risk. The Company, which is taxed as a real estate investment trust (REIT) and is managed by its largest shareholder, iStar Inc., seeks to deliver safe, growing income and long-term capital appreciation to its shareholders.

Full SAFE Calculator →

YORWStock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.