Is SAGWX or SCHD a better dividend investment in 2026?

SAGWX currently yields 6.08% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SAGWX offers higher current income.

What is the dividend yield difference between SAGWX and SCHD?

SAGWX has a forward dividend yield of 6.08% ($0.36/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.62 percentage points.

Home › Compare › SAGWX vs SCHD

SAGWX vs SCHD: Dividend Comparison 2026

SAGWX yields 6.08% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SAGWX wins by $875.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SAGWX

● Live price

6.08%

Share price

$5.93

Annual div

$0.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.9K

Annual income

$896.67

Full SAGWX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SAGWX vs SCHD

📍 SAGWX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SAGWX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SAGWX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SAGWX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAGWX

Annual income on $10K today (after 15% tax)

$517.21/yr

After 10yr DRIP, annual income (after tax)

$762.17/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SAGWX beats the other by $400.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAGWX + SCHD for your $10,000?

SAGWX: 50%SCHD: 50%

100% SCHD50/50100% SAGWX

Portfolio after 10yr

$29.4K

Annual income

$661.30/yr

Blended yield

2.25%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAGWX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSAGWXSCHD

Forward yield	6.08% ✓	3.46%
Annual dividend / share	$0.36	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.9K ✓	$29.0K
Annual income after 10y	$896.67 ✓	$425.95
Total dividends collected	$7.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SAGWX vs SCHD ($10,000, DRIP)

Year	SAGWX Portfolio	SAGWX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,308	$608.48	$11,226	$346.36	+$82.00 → SAGWX
2	$12,743	$643.09	$12,572	$357.38	+$171.00 → SAGWX
3	$14,312	$677.26	$14,046	$367.84	+$266.00 → SAGWX
4	$16,025	$710.90	$15,660	$377.73	+$365.00 → SAGWX
5	$17,891	$743.90	$17,425	$387.07	+$466.00 → SAGWX
6	$19,919	$776.18	$19,354	$395.86	+$565.00 → SAGWX
7	$22,121	$807.65	$21,461	$404.13	+$660.00 → SAGWX
8	$24,508	$838.25	$23,762	$411.89	+$746.00 → SAGWX
9	$27,092	$867.94	$26,272	$419.15	+$820.00 → SAGWX
10	$29,885	$896.67	$29,010	$425.95	+$875.00 → SAGWX

SAGWX vs SCHD: Complete Analysis 2026

SAGWX — Stock

The investment seeks growth of capital. The fund invests at least 80% of its assets in small-capitalization companies. Small capitalization companies are companies that have market capitalizations within the range represented in the Russell 2000 ® Index. It invests primarily in common stocks of small-capitalization companies that the sub-advisor believes are high quality, have superior business models, solid management teams, sustainable growth potential and are attractively valued. The fund may invest without limitation in foreign securities.

Full SAGWX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this SAGWX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SAGWX vs JEPI SAGWX vs O SAGWX vs KO SAGWX vs MAIN SAGWX vs VYM SAGWX vs DGRO SAGWX vs VIG SAGWX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.