HomeCompareSAL vs FCPT

SAL vs FCPT: Dividend Comparison 2026

SAL yields 1.72% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $23.5K in total portfolio value
10 years
SAL
SAL
● Live price
1.72%
Share price
$27.88
Annual div
$0.48
5Y div CAGR
15.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$896.49
Full SAL calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SAL vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSALFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SAL + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAL pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAL
Annual income on $10K today (after 15% tax)
$146.34/yr
After 10yr DRIP, annual income (after tax)
$762.02/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,146.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAL + FCPT for your $10,000?

SAL: 50%FCPT: 50%
100% FCPT50/50100% SAL
Portfolio after 10yr
$37.3K
Annual income
$3,335.89/yr
Blended yield
8.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SAL
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
0.4
Piotroski
4/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAL buys
0
FCPT buys
0
No recent congressional trades found for SAL or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSALFCPT
Forward yield1.72%6.05%
Annual dividend / share$0.48$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.3%15.8%
Portfolio after 10y$25.6K$49.1K
Annual income after 10y$896.49$5,775.28
Total dividends collected$4.7K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: SAL vs FCPT ($10,000, DRIP)

YearSAL PortfolioSAL Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,899$198.51$11,401$700.92$502.00FCPT
2$11,895$233.13$13,064$864.84$1.2KFCPT
3$13,001$274.17$15,051$1,072.48$2.0KFCPT
4$14,234$322.92$17,442$1,337.22$3.2KFCPT
5$15,612$380.98$20,340$1,677.08$4.7KFCPT
6$17,155$450.25$23,880$2,116.57$6.7KFCPT
7$18,889$533.13$28,241$2,689.36$9.4KFCPT
8$20,844$632.56$33,660$3,442.07$12.8KFCPT
9$23,055$752.16$40,456$4,439.95$17.4KFCPT
10$25,565$896.49$49,063$5,775.28$23.5KFCPT

SAL vs FCPT: Complete Analysis 2026

SALStock

Salisbury Bancorp, Inc. operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. It offers various retail and commercial deposit products. The company also provides loans, such as residential and commercial real estate loans; construction loans; working capital loans; equipment loans; and consumer loans, including home equity loans and lines of credit, collateral loans, and auto and personal installment loans. In addition, it offers a range of fiduciary services, including trust and estate administration, wealth advisory, and investment management services to individuals, families, businesses, and institutions. Further, the company provides additional depositor related services consisting of landlord/tenant lease security accounts and services, merchant services, payroll services, ATM services, bank-by-phone services, Internet banking services, Internet bill pay services, person to person payments, bank to bank transfers, mobile banking services with remote deposit, and online financial management with account aggregation services, as well as cash management services, including remote deposit capture, ACH origination, wire transfers, and positive pay services. It operates through a network of 14 banking offices and 10 ATMs located in Litchfield County, Connecticut; Dutchess, Orange, and Ulster Counties, New York; and Berkshire County, Massachusetts. The company was founded in 1848 and is headquartered in Lakeville, Connecticut.

Full SAL Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this SAL vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SAL vs SCHDSAL vs JEPISAL vs OSAL vs KOSAL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.