HomeCompareSAP vs LUMN

SAP vs LUMN: Dividend Comparison 2026

SAP yields 1.76% · LUMN yields 31.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SAP wins by $34.7K in total portfolio value· pulled ahead in Year 6
10 years
SAP
SAP
● Live price
1.76%
Share price
$168.29
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.2K
Annual income
$14,866.12
Full SAP calculator →
LUMN
LUMN
● Live price
31.30%
Share price
$6.39
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$3.97
Full LUMN calculator →

Portfolio growth — SAP vs LUMN

📍 SAP pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSAPLUMN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SAP + LUMN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAP pays
LUMN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAP
Annual income on $10K today (after 15% tax)
$150.01/yr
After 10yr DRIP, annual income (after tax)
$12,636.20/yr
LUMN
Annual income on $10K today (after 15% tax)
$2,660.41/yr
After 10yr DRIP, annual income (after tax)
$3.37/yr
At 15% tax rate, SAP beats the other by $12,632.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAP + LUMN for your $10,000?

SAP: 50%LUMN: 50%
100% LUMN50/50100% SAP
Portfolio after 10yr
$42.9K
Annual income
$7,435.05/yr
Blended yield
17.33%
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Analyst Conviction Gap

Where Wall Street is most bullish on SAP right now

SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+146.8% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
LUMN
Analyst Ratings
4
Buy
17
Hold
7
Sell
Consensus: Hold
Price Target
$7.08
+10.8% upside vs current
Range: $6.00 — $8.00
Altman Z
-0.3
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAP buys
0
LUMN buys
0
No recent congressional trades found for SAP or LUMN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSAPLUMN
Forward yield1.76%31.30%
Annual dividend / share$2.97$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR43.3%-50%
Portfolio after 10y$60.2K$25.6K
Annual income after 10y$14,866.12$3.97
Total dividends collected$36.3K$3.4K
Payment frequencyquarterlyquarterly
SectorStockTelecom
Analyst consensusBuyHold
Analyst price target$415.33$7.08

Year-by-year: SAP vs LUMN ($10,000, DRIP)

YearSAP PortfolioSAP Income/yrLUMN PortfolioLUMN Income/yrGap
1$10,953$252.90$12,265$1,564.95$1.3KLUMN
2$12,091$370.97$14,020$896.91$1.9KLUMN
3$13,485$548.42$15,481$479.11$2.0KLUMN
4$15,249$819.21$16,812$247.20$1.6KLUMN
5$17,556$1,240.57$18,114$125.45$558.00LUMN
6← crossover$20,698$1,912.91$19,445$63.16+$1.3KSAP
7$25,168$3,020.33$20,838$31.68+$4.3KSAP
8$31,848$4,918.38$22,313$15.87+$9.5KSAP
9$42,412$8,335.30$23,882$7.94+$18.5KSAP
10$60,247$14,866.12$25,558$3.97+$34.7KSAP

SAP vs LUMN: Complete Analysis 2026

SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →

LUMNTelecom

Lumen Technologies, Inc., a facilities-based technology and communications company, provides various integrated products and services under the Lumen, Quantum Fiber, and CenturyLink brands to business and residential customers in the United States and internationally. The company operates in two segments, Business and Mass Markets. It offers compute and application services, such as cloud services, IT solutions, unified communication and collaboration solutions, colocation and data center services, content delivery services, and managed security services; and IP and data services, including VPN data network, Ethernet, internet protocol (IP), and voice over internet protocol. The company also provides fiber infrastructure services comprising high bandwidth optical wavelength networks; and unlit optical fiber and related professional services. In addition, it offers voice and other services, including private line services, a direct circuit or channel specifically dedicated for connecting two or more organizational sites; a portfolio of traditional time division multiplexing voice services; and synchronous optical network-based Ethernet, legacy data hosting services, and conferencing services. As of December 31, 2021, the company served approximately 4.5 million broadband subscribers. The company was formerly known as CenturyLink, Inc. and changed its name to Lumen Technologies, Inc. in September 2020. Lumen Technologies, Inc. was incorporated in 1968 and is headquartered in Monroe, Louisiana.

Full LUMN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.