Is SAPLF or QYLD a better dividend investment in 2026?

SAPLF currently yields 4.50% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SAPLF and QYLD?

SAPLF has a forward dividend yield of 4.50% ($0.05/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 7.74 percentage points.

Home › Compare › SAPLF vs QYLD

SAPLF vs QYLD: Dividend Comparison 2026

SAPLF yields 4.50% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SAPLF wins by $3425.82M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SAPLF

● Live price

4.50%

Share price

$1.18

Annual div

$0.05

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3425.85M

Annual income

$3,285,634,213.20

Full SAPLF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — SAPLF vs QYLD

📍 SAPLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SAPLF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SAPLF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SAPLF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAPLF

Annual income on $10K today (after 15% tax)

$382.64/yr

After 10yr DRIP, annual income (after tax)

$2,792,789,081.22/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, SAPLF beats the other by $2,792,783,948.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SAPLF + QYLD for your $10,000?

SAPLF: 50%QYLD: 50%

100% QYLD50/50100% SAPLF

Portfolio after 10yr

$1712.94M

Annual income

$1,642,820,126.02/yr

Blended yield

95.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAPLF buys

QYLD buys

No recent congressional trades found for SAPLF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSAPLFQYLD

Forward yield	4.50%	12.24% ✓
Annual dividend / share	$0.05	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$3425.85M ✓	$26.5K
Annual income after 10y	$3,285,634,213.20 ✓	$6,038.84
Total dividends collected	$3415.93M ✓	$28.5K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SAPLF vs QYLD ($10,000, DRIP)

Year	SAPLF Portfolio	SAPLF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,600	$900.34	$10,384	$1,224.49	+$1.2K → SAPLF
2	$14,365	$1,952.19	$10,900	$1,388.18	+$3.5K → SAPLF
3	$19,889	$4,518.46	$11,576	$1,590.76	+$8.3K → SAPLF
4	$32,974	$11,693.56	$12,447	$1,844.20	+$20.5K → SAPLF
5	$71,521	$36,238.13	$13,567	$2,164.97	+$58.0K → SAPLF
6	$223,443	$146,915.57	$15,003	$2,576.05	+$208.4K → SAPLF
7	$1,097,008	$857,924.04	$16,853	$3,110.04	+$1.08M → SAPLF
8	$9,046,770	$7,872,971.61	$19,251	$3,813.85	+$9.03M → SAPLF
9	$131,038,148	$121,358,104.80	$22,390	$4,756.08	+$131.02M → SAPLF
10	$3,425,845,032	$3,285,634,213.20	$26,548	$6,038.84	+$3425.82M → SAPLF

SAPLF vs QYLD: Complete Analysis 2026

SAPLF — Stock

Sylvania Platinum Limited primarily engages in the retreatment of platinum group metals (PGM) bearing chrome tailings materials in South Africa and Mauritius. The company produces PGMs, including platinum, palladium, and rhodium. It holds interests in the Sylvania dump operations that comprise six chrome beneficiation and PGM processing plants located in the Eastern and Western Limb of the Bushveld Igneous Complex; and various mineral asset development projects, including Volspruit and Northern Limb projects located on the Northern Limb of the Bushveld Igneous Complex located in South Africa. The company was incorporated in 2010 and is based in Hamilton, Bermuda.

Full SAPLF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.