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SASR vs DIVO: Dividend Comparison 2026

SASR yields 4.87% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SASR wins by $10.6K in total portfolio value· pulled ahead in Year 3
10 years
SASR
SASR
● Live price
4.87%
Share price
$27.95
Annual div
$1.36
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.3K
Annual income
$3,999.50
Full SASR calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — SASR vs DIVO

📍 SASR pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSASRDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SASR + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SASR pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SASR
Annual income on $10K today (after 15% tax)
$413.60/yr
After 10yr DRIP, annual income (after tax)
$3,399.58/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, SASR beats the other by $2,565.15/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SASR + DIVO for your $10,000?

SASR: 50%DIVO: 50%
100% DIVO50/50100% SASR
Portfolio after 10yr
$36.0K
Annual income
$2,490.59/yr
Blended yield
6.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SASR right now

SASR
Analyst Ratings
5
Buy
8
Hold
Consensus: Hold
Altman Z
-0.8
Piotroski
6/9
DIVO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SASR buys
0
DIVO buys
0
No recent congressional trades found for SASR or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSASRDIVO
Forward yield4.87%6.49% ✓
Annual dividend / share$1.36$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.8% ✓0%
Portfolio after 10y$41.3K ✓$30.7K
Annual income after 10y$3,999.50 ✓$981.68
Total dividends collected$17.6K ✓$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SASR vs DIVO ($10,000, DRIP)

YearSASR PortfolioSASR Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,263$563.46$11,349$649.42$86.00 → DIVO
2$12,739$686.85$12,833$688.83$94.00 → DIVO
3← crossover$14,471$840.70$14,459$727.90+$12.00 → SASR
4$16,518$1,033.58$16,238$766.49+$280.00 → SASR
5$18,951$1,276.78$18,179$804.47+$772.00 → SASR
6$21,863$1,585.32$20,293$841.71+$1.6K → SASR
7$25,372$1,979.32$22,591$878.14+$2.8K → SASR
8$29,634$2,485.99$25,087$913.65+$4.5K → SASR
9$34,851$3,142.39$27,791$948.18+$7.1K → SASR
10$41,290$3,999.50$30,718$981.68+$10.6K → SASR

SASR vs DIVO: Complete Analysis 2026

SASR — Stock

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. It operates through three segments: Community Banking, Insurance, and Investment Management. The Community Banking segment offers financial products and services, including various loan and deposit products. Its loan products include commercial real estate loans, commercial construction loans, and other commercial loans; residential real estate loans; and consumer loans comprising home equity loans and lines, installment loans, and personal lines of credit. The Insurance segment provides general insurance agency services and annuities, such as commercial, personal, and medical liability lines. The Investment Management segment offers investment management and financial planning, including cash flow analysis, investment review, tax and retirement planning, insurance analysis, and estate planning to individuals, families, small businesses, and associations. It also provides personal trust and wealth management services. The company operates a network of approximately 50 locations in Maryland, Northern Virginia, and Washington D.C. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland.

Full SASR Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.