Is SAXPY or XYLD a better dividend investment in 2026?

SAXPY currently yields 3.59% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SAXPY and XYLD?

SAXPY has a forward dividend yield of 3.59% ($0.77/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.39 percentage points.

Home › Compare › SAXPY vs XYLD

SAXPY vs XYLD: Dividend Comparison 2026

SAXPY yields 3.59% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SAXPY wins by $1028.84M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SAXPY

● Live price

3.59%

Share price

$21.44

Annual div

$0.77

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1028.87M

Annual income

$976,641,154.20

Full SAXPY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SAXPY vs XYLD

📍 SAXPY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SAXPY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SAXPY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SAXPY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAXPY

Annual income on $10K today (after 15% tax)

$305.37/yr

After 10yr DRIP, annual income (after tax)

$830,144,981.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SAXPY beats the other by $830,142,244.90/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAXPY + XYLD for your $10,000?

SAXPY: 50%XYLD: 50%

100% XYLD50/50100% SAXPY

Portfolio after 10yr

$514.45M

Annual income

$488,322,186.61/yr

Blended yield

94.92%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SAXPY

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

4.4

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAXPY buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Daniel Goldman	🏢 House	$SAXPY	▼ Sell	$1,001 - $15,000	2023-07-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSAXPYXYLD

Forward yield	3.59%	10.98% ✓
Annual dividend / share	$0.77	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1028.87M ✓	$25.3K
Annual income after 10y	$976,641,154.20 ✓	$3,219.02
Total dividends collected	$1025.09M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SAXPY vs XYLD ($10,000, DRIP)

Year	SAXPY Portfolio	SAXPY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,419	$718.51	$10,818	$1,098.39	+$601.00 → SAXPY
2	$13,751	$1,533.51	$11,738	$1,222.51	+$2.0K → SAXPY
3	$18,166	$3,451.98	$12,774	$1,364.64	+$5.4K → SAXPY
4	$27,961	$8,523.67	$13,944	$1,527.86	+$14.0K → SAXPY
5	$54,441	$24,522.87	$15,270	$1,715.87	+$39.2K → SAXPY
6	$147,499	$89,246.46	$16,775	$1,933.09	+$130.7K → SAXPY
7	$609,780	$451,956.55	$18,490	$2,184.87	+$591.3K → SAXPY
8	$4,144,898	$3,492,432.90	$20,450	$2,477.63	+$4.12M → SAXPY
9	$48,807,636	$44,372,595.84	$22,697	$2,819.19	+$48.78M → SAXPY
10	$1,028,865,325	$976,641,154.20	$25,280	$3,219.02	+$1028.84M → SAXPY

SAXPY vs XYLD: Complete Analysis 2026

SAXPY — Stock

Sampo Oyj, through its subsidiaries, provides life and non-life insurance products and services in Finland, Sweden, Norway, Denmark, and the Baltic countries. It operates through If, Topdanmark, Hastings, Mandatum, and Holding segments. The company offers household, homeowner, motor, accident, travel, boat, forest, livestock, property, casualty, liability, car, van, bike, and cargo insurance. It also provides life, individual and group pension, home and content, illness, animal, electronics, change of ownership, workers' compensation, rewards, marine, aviation, and transport insurance, as well as wealth management and asset management services. Sampo Oyj was founded in 1909 and is based in Helsinki, Finland.

Full SAXPY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SAXPY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SAXPY vs SCHD SAXPY vs JEPI SAXPY vs O SAXPY vs KO SAXPY vs MAIN SAXPY vs QYLD SAXPY vs JEPQ SAXPY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.