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SBBI vs ADC: Dividend Comparison 2026

SBBI yields 8.16% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $144.6K in total portfolio value· pulled ahead in Year 5
10 years
SBBI
SBBI
● Live price
8.16%
Share price
$95.00
Annual div
$7.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,366.67
Full SBBI calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — SBBI vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBBIADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBBI + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBBI pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBBI
Annual income on $10K today (after 15% tax)
$693.42/yr
After 10yr DRIP, annual income (after tax)
$1,161.67/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,516.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBBI + ADC for your $10,000?

SBBI: 50%ADC: 50%
100% ADC50/50100% SBBI
Portfolio after 10yr
$106.6K
Annual income
$41,081.99/yr
Blended yield
38.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SBBI
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBBI buys
0
ADC buys
0
No recent congressional trades found for SBBI or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBBIADC
Forward yield8.16%4.13%
Annual dividend / share$7.75$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$34.3K$178.9K
Annual income after 10y$1,366.67$80,797.29
Total dividends collected$10.9K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SBBI vs ADC ($10,000, DRIP)

YearSBBI PortfolioSBBI Income/yrADC PortfolioADC Income/yrGap
1$11,516$815.79$10,990$580.36+$526.00SBBI
2$13,200$877.99$12,301$860.26+$899.00SBBI
3$15,064$940.55$14,104$1,298.62+$960.00SBBI
4$17,122$1,003.18$16,691$2,008.16+$431.00SBBI
5← crossover$19,386$1,065.61$20,580$3,205.09$1.2KADC
6$21,871$1,127.60$26,754$5,330.02$4.9KADC
7$24,591$1,188.89$37,196$9,345.14$12.6KADC
8$27,561$1,249.29$56,244$17,523.09$28.7KADC
9$30,799$1,308.61$94,286$35,736.21$63.5KADC
10$34,322$1,366.67$178,949$80,797.29$144.6KADC

SBBI vs ADC: Complete Analysis 2026

SBBIStock

S.B.C.P. Bancorp, Inc. operates as the holding company for State Bank of Cross Plains that provides various personal and business financial services in Dane, Green, and Rock counties. It offers personal and business checking and savings accounts, individual retirement accounts, and certificates of deposit, as well as business, debit, and credit cards. The company also provides personal, home equity, student, construction and lot, and home loans, as well as refinance services; and small business loans and financing, commercial real estate and construction loans, letters of credit, small business administration loans, business credit lines, land development loans, commercial leasing services, merchant services, equipment leasing services, tax and capital lease services, and agriculture loans. In addition, it offers wealth and investment management, retirement and financial planning, and estate and trustee services, as well as online and mobile banking services; private banking services; and automated clearing house origination, wire transfer, positive pay, treasury and cash management, life and other insurance products, and payment services. The company serves customers through its full-service offices in Belleville, Black Earth, Brooklyn, Cross Plains, Evansville, Madison, Middleton, Mount Horeb, New Glarus, Oregon, Verona, and Waunakee, as well as a loan production office in Janesville and a motor bank in Cross Plains. S.B.C.P. Bancorp, Inc. was founded in 1908 and is based in Cross Plains, Wisconsin.

Full SBBI Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.