HomeCompareSBBI vs VYM

SBBI vs VYM: Dividend Comparison 2026

SBBI yields 8.16% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SBBI wins by $6.5K in total portfolio value
10 years
SBBI
SBBI
● Live price
8.16%
Share price
$95.00
Annual div
$7.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,366.67
Full SBBI calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — SBBI vs VYM

📍 SBBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBBIVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SBBI + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBBI pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBBI
Annual income on $10K today (after 15% tax)
$693.42/yr
After 10yr DRIP, annual income (after tax)
$1,161.67/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, SBBI beats the other by $924.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBBI + VYM for your $10,000?

SBBI: 50%VYM: 50%
100% VYM50/50100% SBBI
Portfolio after 10yr
$31.1K
Annual income
$822.61/yr
Blended yield
2.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBBI buys
0
VYM buys
0
No recent congressional trades found for SBBI or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBBIVYM
Forward yield8.16%2.41%
Annual dividend / share$7.75$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.3K$27.8K
Annual income after 10y$1,366.67$278.55
Total dividends collected$10.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SBBI vs VYM ($10,000, DRIP)

YearSBBI PortfolioSBBI Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,516$815.79$11,151$241.44+$365.00SBBI
2$13,200$877.99$12,413$246.79+$787.00SBBI
3$15,064$940.55$13,794$251.79+$1.3KSBBI
4$17,122$1,003.18$15,306$256.47+$1.8KSBBI
5$19,386$1,065.61$16,960$260.84+$2.4KSBBI
6$21,871$1,127.60$18,768$264.92+$3.1KSBBI
7$24,591$1,188.89$20,745$268.71+$3.8KSBBI
8$27,561$1,249.29$22,905$272.24+$4.7KSBBI
9$30,799$1,308.61$25,265$275.51+$5.5KSBBI
10$34,322$1,366.67$27,842$278.55+$6.5KSBBI

SBBI vs VYM: Complete Analysis 2026

SBBIStock

S.B.C.P. Bancorp, Inc. operates as the holding company for State Bank of Cross Plains that provides various personal and business financial services in Dane, Green, and Rock counties. It offers personal and business checking and savings accounts, individual retirement accounts, and certificates of deposit, as well as business, debit, and credit cards. The company also provides personal, home equity, student, construction and lot, and home loans, as well as refinance services; and small business loans and financing, commercial real estate and construction loans, letters of credit, small business administration loans, business credit lines, land development loans, commercial leasing services, merchant services, equipment leasing services, tax and capital lease services, and agriculture loans. In addition, it offers wealth and investment management, retirement and financial planning, and estate and trustee services, as well as online and mobile banking services; private banking services; and automated clearing house origination, wire transfer, positive pay, treasury and cash management, life and other insurance products, and payment services. The company serves customers through its full-service offices in Belleville, Black Earth, Brooklyn, Cross Plains, Evansville, Madison, Middleton, Mount Horeb, New Glarus, Oregon, Verona, and Waunakee, as well as a loan production office in Janesville and a motor bank in Cross Plains. S.B.C.P. Bancorp, Inc. was founded in 1908 and is based in Cross Plains, Wisconsin.

Full SBBI Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.