Is SBIL or FCPT a better dividend investment in 2026?

SBIL currently yields 2.68% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between SBIL and FCPT?

SBIL has a forward dividend yield of 2.68% ($2.68/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 3.37 percentage points.

Home › Compare › SBIL vs FCPT

SBIL vs FCPT: Dividend Comparison 2026

SBIL yields 2.68% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $25.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SBIL

● Live price

2.68%

Share price

$100.06

Annual div

$2.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.7K

Annual income

$318.36

Full SBIL calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — SBIL vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SBIL	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SBIL + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SBIL pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBIL

Annual income on $10K today (after 15% tax)

$227.66/yr

After 10yr DRIP, annual income (after tax)

$270.61/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,638.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SBIL + FCPT for your $10,000?

SBIL: 50%FCPT: 50%

100% FCPT50/50100% SBIL

Portfolio after 10yr

$36.4K

Annual income

$3,046.82/yr

Blended yield

8.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SBIL

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBIL buys

FCPT buys

No recent congressional trades found for SBIL or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSBILFCPT

Forward yield	2.68%	6.05% ✓
Annual dividend / share	$2.68 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$23.7K	$49.1K ✓
Annual income after 10y	$318.36	$5,775.28 ✓
Total dividends collected	$2.9K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: SBIL vs FCPT ($10,000, DRIP)

Year	SBIL Portfolio	SBIL Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$10,968	$267.84	$11,401	$700.92	$433.00 → FCPT
2	$12,010	$274.54	$13,064	$864.84	$1.1K → FCPT
3	$13,132	$280.97	$15,051	$1,072.48	$1.9K → FCPT
4	$14,338	$287.11	$17,442	$1,337.22	$3.1K → FCPT
5	$15,635	$292.98	$20,340	$1,677.08	$4.7K → FCPT
6	$17,028	$298.57	$23,880	$2,116.57	$6.9K → FCPT
7	$18,524	$303.90	$28,241	$2,689.36	$9.7K → FCPT
8	$20,129	$308.97	$33,660	$3,442.07	$13.5K → FCPT
9	$21,852	$313.78	$40,456	$4,439.95	$18.6K → FCPT
10	$23,700	$318.36	$49,063	$5,775.28	$25.4K → FCPT

SBIL vs FCPT: Complete Analysis 2026

SBIL — Stock

The Simplify Government Money Market ETF (SBIL) seeks current income consistent with liquidity and stability of principal. SBIL operates as a government money market fund pursuant to Rule 2a-7 under the Investment Company Act of 1940. SBIL can be used by investors who seek income and stability of principal and by investors seeking a Rule 2a-7 compliant investment in ETF format. Although SBIL is a money market fund, it will have a floating net asset value and share price.

Full SBIL Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.