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SBKK vs ADC: Dividend Comparison 2026

SBKK yields 1.35% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $155.3K in total portfolio value
10 years
SBKK
SBKK
● Live price
1.35%
Share price
$18.58
Annual div
$0.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$146.82
Full SBKK calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — SBKK vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBKKADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBKK + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SBKK pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBKK
Annual income on $10K today (after 15% tax)
$114.37/yr
After 10yr DRIP, annual income (after tax)
$124.80/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $67,575.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBKK + ADC for your $10,000?

SBKK: 50%ADC: 50%
100% ADC50/50100% SBKK
Portfolio after 10yr
$99.3K
Annual income
$39,897.03/yr
Blended yield
40.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SBKK
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBKK buys
0
ADC buys
0
No recent congressional trades found for SBKK or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBKKADC
Forward yield1.35%4.11% ✓
Annual dividend / share$0.25$3.10 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4% ✓
Portfolio after 10y$21.6K$176.9K ✓
Annual income after 10y$146.82$79,647.25 ✓
Total dividends collected$1.4K$154.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SBKK vs ADC ($10,000, DRIP)

YearSBKK PortfolioSBKK Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,835$134.55$10,987$577.21$152.00 → ADC
2$11,729$136.25$12,293$855.34$564.00 → ADC
3$12,688$137.85$14,088$1,290.70$1.4K → ADC
4$13,716$139.36$16,660$1,994.91$2.9K → ADC
5$14,817$140.79$20,525$3,181.85$5.7K → ADC
6$15,996$142.14$26,654$5,286.90$10.7K → ADC
7$17,259$143.42$37,006$9,259.47$19.7K → ADC
8$18,612$144.62$55,862$17,338.74$37.3K → ADC
9$20,060$145.75$93,452$35,300.32$73.4K → ADC
10$21,611$146.82$176,931$79,647.25$155.3K → ADC

SBKK vs ADC: Complete Analysis 2026

SBKK — Stock

Suncrest Bank provides various banking products and services to individual and businesses in California. The company offers business banking products and services, which include checking and savings accounts, money market accounts, and certificates of deposit; commercial real estate loans, working capital lines of credit, equipment financing, construction, small business administration, commercial loans, and small business guaranteed loans, as well as investment real estate loans; cash management services; merchant services; and certificate of deposit registry services. It also offers personal banking products and services, including checking, savings, money market, health savings, and individual retirement accounts; certificates of deposit; debit and credit cards. In addition, the company provides agricultural real estate loans, production finance, equipment finance, and development loans, as well as USDA B and I loans, and farmer mac loans. Further, it offers online and mobile banking, e-statement, online bill pay, ATM, remote and mobile deposit capture, and other services. The company operates through seven full-service branches in Visalia, Porterville, Kingsburg, Fresno, Yuba City, West Sacramento, and Lodi counties in California. Suncrest Bank was founded in 2008 and is based in Visalia, California.

Full SBKK Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.