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SBNCN vs HDV: Dividend Comparison 2026

SBNCN yields 7.50% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SBNCN wins by $5.4K in total portfolio value
10 years
SBNCN
SBNCN
● Live price
7.50%
Share price
$12.00
Annual div
$0.90
5Y div CAGR
-4.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.7K
Annual income
$690.32
Full SBNCN calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — SBNCN vs HDV

📍 SBNCN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBNCNHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBNCN + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SBNCN pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBNCN
Annual income on $10K today (after 15% tax)
$637.50/yr
After 10yr DRIP, annual income (after tax)
$586.77/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, SBNCN beats the other by $287.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBNCN + HDV for your $10,000?

SBNCN: 50%HDV: 50%
100% HDV50/50100% SBNCN
Portfolio after 10yr
$27.0K
Annual income
$521.02/yr
Blended yield
1.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBNCN buys
0
HDV buys
0
No recent congressional trades found for SBNCN or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBNCNHDV
Forward yield7.50% ✓2.92%
Annual dividend / share$0.90$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4.6%0% ✓
Portfolio after 10y$29.7K ✓$24.3K
Annual income after 10y$690.32 ✓$351.71
Total dividends collected$7.2K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SBNCN vs HDV ($10,000, DRIP)

YearSBNCN PortfolioSBNCN Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$11,416$715.50$11,002$291.67+$414.00 → SBNCN
2$12,943$728.23$12,082$299.61+$861.00 → SBNCN
3$14,585$736.15$13,247$307.23+$1.3K → SBNCN
4$16,346$739.62$14,503$314.52+$1.8K → SBNCN
5$18,229$739.04$15,854$321.50+$2.4K → SBNCN
6$20,240$734.83$17,308$328.15+$2.9K → SBNCN
7$22,384$727.44$18,871$334.49+$3.5K → SBNCN
8$24,668$717.29$20,551$340.53+$4.1K → SBNCN
9$27,100$704.79$22,357$346.27+$4.7K → SBNCN
10$29,687$690.32$24,296$351.71+$5.4K → SBNCN

SBNCN vs HDV: Complete Analysis 2026

SBNCN — Stock

Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services.

Full SBNCN Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.