Is SBNYP or FCPT a better dividend investment in 2026?

SBNYP currently yields 10.50% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: SBNYP offers higher current income.

What is the dividend yield difference between SBNYP and FCPT?

SBNYP has a forward dividend yield of 10.50% ($1.25/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 4.45 percentage points.

Home › Compare › SBNYP vs FCPT

SBNYP vs FCPT: Dividend Comparison 2026

SBNYP yields 10.50% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $9.0K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

SBNYP

● Live price

10.50%

Share price

$11.90

Annual div

$1.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.0K

Annual income

$2,030.15

Full SBNYP calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — SBNYP vs FCPT

📍 FCPT pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SBNYP	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SBNYP + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SBNYP pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBNYP

Annual income on $10K today (after 15% tax)

$892.86/yr

After 10yr DRIP, annual income (after tax)

$1,725.63/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,183.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SBNYP + FCPT for your $10,000?

SBNYP: 50%FCPT: 50%

100% FCPT50/50100% SBNYP

Portfolio after 10yr

$44.6K

Annual income

$3,902.72/yr

Blended yield

8.76%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SBNYP

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.5

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBNYP buys

FCPT buys

No recent congressional trades found for SBNYP or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSBNYPFCPT

Forward yield	10.50% ✓	6.05%
Annual dividend / share	$1.25	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$40.0K	$49.1K ✓
Annual income after 10y	$2,030.15	$5,775.28 ✓
Total dividends collected	$15.4K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Hold	Hold

Year-by-year: SBNYP vs FCPT ($10,000, DRIP)

Year	SBNYP Portfolio	SBNYP Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,750	$1,050.42	$11,401	$700.92	+$349.00 → SBNYP
2	$13,726	$1,153.54	$13,064	$864.84	+$662.00 → SBNYP
3	$15,947	$1,259.37	$15,051	$1,072.48	+$896.00 → SBNYP
4	$18,430	$1,367.36	$17,442	$1,337.22	+$988.00 → SBNYP
5	$21,197	$1,476.94	$20,340	$1,677.08	+$857.00 → SBNYP
6	$24,269	$1,587.55	$23,880	$2,116.57	+$389.00 → SBNYP
7← crossover	$27,666	$1,698.67	$28,241	$2,689.36	$575.00 → FCPT
8	$31,413	$1,809.79	$33,660	$3,442.07	$2.2K → FCPT
9	$35,532	$1,920.43	$40,456	$4,439.95	$4.9K → FCPT
10	$40,049	$2,030.15	$49,063	$5,775.28	$9.0K → FCPT

SBNYP vs FCPT: Complete Analysis 2026

SBNYP — Stock

Signature Bank provides commercial banking products and services. It accepts various deposit products, including checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, certificates of deposit, and other cash management products. The company provides various lending products comprising commercial and industrial loans, real estate loans, and letters of credit. In addition, it offers asset management and investment products; and retirement products, such as individual retirement accounts and administrative services for retirement vehicles. Further, the company provides wealth management services to its high net worth personal clients; and purchases, sells, and assembles small business administration loans and pools. Additionally, it offers individual and group insurance products, including health, life, disability, and long-term care insurance products for business and private clients. As of December 31, 2021, the company operated 37 private client offices located in the metropolitan New York area, Connecticut, California, and North Carolina. Signature Bank was incorporated in 2000 and is headquartered in New York, New York.

Full SBNYP Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.