Is SBT or DGRO a better dividend investment in 2026?

SBT currently yields 100.21% with a 5% 5-year dividend growth rate. DGRO yields 2.10% with 9.5% growth. The better choice depends on your goal: SBT offers higher current income.

What is the dividend yield difference between SBT and DGRO?

SBT has a forward dividend yield of 100.21% ($4.85/share annually). DGRO yields 2.10% ($1.47/share annually). The yield gap is 98.11 percentage points.

Home › Compare › SBT vs DGRO

SBT vs DGRO: Dividend Comparison 2026

SBT yields 100.21% · DGRO yields 2.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SBT wins by $10.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SBT

● Live price

100.21%

Share price

$4.84

Annual div

$4.85

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.4K

Annual income

$21.06

Full SBT calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.10%

Share price

$70.18

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$235.38

Full DGRO calculator →

Portfolio growth — SBT vs DGRO

📍 SBT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SBT	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SBT + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SBT pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBT

Annual income on $10K today (after 15% tax)

$8,517.56/yr

After 10yr DRIP, annual income (after tax)

$17.90/yr

DGRO

Annual income on $10K today (after 15% tax)

$178.14/yr

After 10yr DRIP, annual income (after tax)

$200.07/yr

At 15% tax rate, DGRO beats the other by $182.17/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBT + DGRO for your $10,000?

SBT: 50%DGRO: 50%

100% DGRO50/50100% SBT

Portfolio after 10yr

$37.0K

Annual income

$128.22/yr

Blended yield

0.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SBT right now

SBT

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$4.50

-7.0% upside vs current

Range: $3.00 — $6.00

Altman Z

0.8

Piotroski

5/9

DGRO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBT buys

DGRO buys

No recent congressional trades found for SBT or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSBTDGRO

Forward yield	100.21% ✓	2.10%
Annual dividend / share	$4.85 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$42.4K ✓	$31.6K
Annual income after 10y	$21.06	$235.38 ✓
Total dividends collected	$13.5K ✓	$2.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SBT vs DGRO ($10,000, DRIP)

Year	SBT Portfolio	SBT Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$15,710	$5,010.33	$11,290	$209.57	+$4.4K → SBT
2	$20,488	$3,678.22	$12,722	$213.54	+$7.8K → SBT
3	$24,164	$2,241.53	$14,314	$217.18	+$9.8K → SBT
4	$27,091	$1,235.36	$16,080	$220.53	+$11.0K → SBT
5	$29,634	$647.19	$18,040	$223.59	+$11.6K → SBT
6	$32,040	$330.82	$20,215	$226.40	+$11.8K → SBT
7	$34,450	$167.14	$22,627	$228.96	+$11.8K → SBT
8	$36,945	$83.98	$25,302	$231.31	+$11.6K → SBT
9	$39,573	$42.08	$28,268	$233.44	+$11.3K → SBT
10	$42,364	$21.06	$31,557	$235.38	+$10.8K → SBT

SBT vs DGRO: Complete Analysis 2026

SBT — Stock

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.

Full SBT Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

📬

Get this SBT vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SBT vs SCHD SBT vs JEPI SBT vs O SBT vs KO SBT vs MAIN SBT vs VIG SBT vs NOBL SBT vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.