HomeCompareSBT vs JEPQ

SBT vs JEPQ: Dividend Comparison 2026

SBT yields 100.21% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $2.4K in total portfolio value· pulled ahead in Year 10
10 years
SBT
SBT
● Live price
100.21%
Share price
$4.84
Annual div
$4.85
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.4K
Annual income
$21.06
Full SBT calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — SBT vs JEPQ

📍 JEPQ pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBTJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SBT + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBT pays
JEPQ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBT
Annual income on $10K today (after 15% tax)
$8,517.56/yr
After 10yr DRIP, annual income (after tax)
$17.90/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,811.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBT + JEPQ for your $10,000?

SBT: 50%JEPQ: 50%
100% JEPQ50/50100% SBT
Portfolio after 10yr
$43.6K
Annual income
$1,086.82/yr
Blended yield
2.49%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SBT right now

SBT
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Price Target
$4.50
-7.0% upside vs current
Range: $3.00 — $6.00
Altman Z
0.8
Piotroski
5/9
JEPQ
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBT buys
0
JEPQ buys
0
No recent congressional trades found for SBT or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBTJEPQ
Forward yield100.21%11.10%
Annual dividend / share$4.85$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$42.4K$44.8K
Annual income after 10y$21.06$2,152.59
Total dividends collected$13.5K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SBT vs JEPQ ($10,000, DRIP)

YearSBT PortfolioSBT Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$15,710$5,010.33$11,930$1,110.39+$3.8KSBT
2$20,488$3,678.22$14,133$1,224.34+$6.4KSBT
3$24,164$2,241.53$16,632$1,340.46+$7.5KSBT
4$27,091$1,235.36$19,454$1,457.97+$7.6KSBT
5$29,634$647.19$22,626$1,576.08+$7.0KSBT
6$32,040$330.82$26,175$1,694.09+$5.9KSBT
7$34,450$167.14$30,133$1,811.32+$4.3KSBT
8$36,945$83.98$34,531$1,927.17+$2.4KSBT
9$39,573$42.08$39,403$2,041.08+$170.00SBT
10← crossover$42,364$21.06$44,787$2,152.59$2.4KJEPQ

SBT vs JEPQ: Complete Analysis 2026

SBTStock

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.

Full SBT Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.