Is SBUG or SCHD a better dividend investment in 2026?

SBUG currently yields 6.05% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SBUG offers higher current income.

What is the dividend yield difference between SBUG and SCHD?

SBUG has a forward dividend yield of 6.05% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.59 percentage points.

Home › Compare › SBUG vs SCHD

SBUG vs SCHD: Dividend Comparison 2026

SBUG yields 6.05% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SBUG wins by $799.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SBUG

● Live price

6.05%

Share price

$33.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.8K

Annual income

$888.97

Full SBUG calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SBUG vs SCHD

📍 SBUG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SBUG	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SBUG + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SBUG pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBUG

Annual income on $10K today (after 15% tax)

$513.98/yr

After 10yr DRIP, annual income (after tax)

$755.62/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SBUG beats the other by $393.57/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBUG + SCHD for your $10,000?

SBUG: 50%SCHD: 50%

100% SCHD50/50100% SBUG

Portfolio after 10yr

$29.4K

Annual income

$657.45/yr

Blended yield

2.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBUG buys

SCHD buys

No recent congressional trades found for SBUG or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSBUGSCHD

Forward yield	6.05% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.8K ✓	$29.0K
Annual income after 10y	$888.97 ✓	$425.95
Total dividends collected	$7.5K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SBUG vs SCHD ($10,000, DRIP)

Year	SBUG Portfolio	SBUG Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,305	$604.69	$11,226	$346.36	+$79.00 → SBUG
2	$12,735	$638.86	$12,572	$357.38	+$163.00 → SBUG
3	$14,299	$672.60	$14,046	$367.84	+$253.00 → SBUG
4	$16,006	$705.80	$15,660	$377.73	+$346.00 → SBUG
5	$17,864	$738.36	$17,425	$387.07	+$439.00 → SBUG
6	$19,885	$770.19	$19,354	$395.86	+$531.00 → SBUG
7	$22,078	$801.23	$21,461	$404.13	+$617.00 → SBUG
8	$24,455	$831.40	$23,762	$411.89	+$693.00 → SBUG
9	$27,028	$860.66	$26,272	$419.15	+$756.00 → SBUG
10	$29,809	$888.97	$29,010	$425.95	+$799.00 → SBUG

SBUG vs SCHD: Complete Analysis 2026

SBUG — Stock

The index is calculated on a total return basis and is intended to reflect (1) the performance of a rolling position in specified silver futures contracts that will become the first liquid nearby futures contracts three months in the future in accordance with a specified schedule and (2) the return that corresponds to the weekly announced interest rate for specified 3-month U.S. Treasury bills. The ETNs are medium-term notes that are senior unsecured debt obligations of Barclays Bank PLC.

Full SBUG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.