HomeCompareSCBS vs CL

SCBS vs CL: Dividend Comparison 2026

SCBS yields 0.83% · CL yields 2.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCBS wins by $2.45M in total portfolio value· pulled ahead in Year 4
10 years
SCBS
SCBS
● Live price
0.83%
Share price
$34.00
Annual div
$0.28
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.49M
Annual income
$2,024,767.77
Full SCBS calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — SCBS vs CL

📍 SCBS pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCBSCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SCBS + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCBS pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCBS
Annual income on $10K today (after 15% tax)
$70.35/yr
After 10yr DRIP, annual income (after tax)
$1,721,052.60/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, SCBS beats the other by $1,716,418.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCBS + CL for your $10,000?

SCBS: 50%CL: 50%
100% CL50/50100% SCBS
Portfolio after 10yr
$1.27M
Annual income
$1,015,109.74/yr
Blended yield
80.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

SCBS
No analyst data
Altman Z
10.1
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCBS buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCBSCL
Forward yield0.83%2.44%
Annual dividend / share$0.28$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$2.49M$41.0K
Annual income after 10y$2,024,767.77$5,451.69
Total dividends collected$2.43M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SCBS vs CL ($10,000, DRIP)

YearSCBS PortfolioSCBS Income/yrCL PortfolioCL Income/yrGap
1$10,866$165.53$11,014$313.84$148.00CL
2$11,962$336.18$12,200$415.44$238.00CL
3$13,491$691.80$13,607$553.09$116.00CL
4← crossover$15,894$1,458.39$15,301$741.41+$593.00SCBS
5$20,218$3,211.44$17,374$1,002.00+$2.8KSCBS
6$29,269$7,635.73$19,958$1,367.44+$9.3KSCBS
7$51,980$20,661.64$23,243$1,887.87+$28.7KSCBS
8$124,204$68,585.65$27,512$2,642.43+$96.7KSCBS
9$439,222$306,323.69$33,197$3,759.22+$406.0KSCBS
10$2,494,735$2,024,767.77$40,973$5,451.69+$2.45MSCBS

SCBS vs CL: Complete Analysis 2026

SCBSStock

Southern Community Bancshares, Inc. operates as the bank holding company for First Community Bank that provides various banking products and services in northern Alabama. It accepts checking, saving, money market, individual retirement accounts, certificates of deposit, Christmas club, and kids club savings accounts. Its loan products include consumer, business, purchase, home improvement, refinance, construction, conventional, FHA, VA, and USDA loans. The company also provides Visa debit cards, and online and mobile banking services. Southern Community Bancshares, Inc. was founded in 1905 and is based in Cullman, Alabama.

Full SCBS Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this SCBS vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SCBS vs SCHDSCBS vs JEPISCBS vs OSCBS vs KOSCBS vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.