Is SCBS or HDV a better dividend investment in 2026?

SCBS currently yields 0.83% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between SCBS and HDV?

SCBS has a forward dividend yield of 0.83% ($0.28/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.09 percentage points.

Home › Compare › SCBS vs HDV

SCBS vs HDV: Dividend Comparison 2026

SCBS yields 0.83% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCBS wins by $2.47M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

SCBS

● Live price

0.83%

Share price

$34.00

Annual div

$0.28

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.49M

Annual income

$2,024,767.77

Full SCBS calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — SCBS vs HDV

📍 SCBS pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCBS	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCBS + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCBS pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCBS

Annual income on $10K today (after 15% tax)

$70.35/yr

After 10yr DRIP, annual income (after tax)

$1,721,052.60/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, SCBS beats the other by $1,720,752.78/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCBS + HDV for your $10,000?

SCBS: 50%HDV: 50%

100% HDV50/50100% SCBS

Portfolio after 10yr

$1.26M

Annual income

$1,012,560.25/yr

Blended yield

80.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCBS buys

HDV buys

No recent congressional trades found for SCBS or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCBSHDV

Forward yield	0.83%	2.92% ✓
Annual dividend / share	$0.28	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$2.49M	$24.3K ✓
Annual income after 10y	$2,024,767.77 ✓	$352.73
Total dividends collected	$2.43M	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SCBS vs HDV ($10,000, DRIP)

Year	SCBS Portfolio	SCBS Income/yr	HDV Portfolio	HDV Income/yr	Gap
1	$10,866	$165.53	$11,002	$292.38	$136.00 → HDV
2	$11,962	$336.18	$12,084	$300.36	$122.00 → HDV
3← crossover	$13,491	$691.80	$13,250	$308.02	+$241.00 → SCBS
4	$15,894	$1,458.39	$14,506	$315.35	+$1.4K → SCBS
5	$20,218	$3,211.44	$15,858	$322.35	+$4.4K → SCBS
6	$29,269	$7,635.73	$17,313	$329.04	+$12.0K → SCBS
7	$51,980	$20,661.64	$18,878	$335.42	+$33.1K → SCBS
8	$124,204	$68,585.65	$20,560	$341.49	+$103.6K → SCBS
9	$439,222	$306,323.69	$22,367	$347.25	+$416.9K → SCBS
10	$2,494,735	$2,024,767.77	$24,307	$352.73	+$2.47M → SCBS

SCBS vs HDV: Complete Analysis 2026

SCBS — Stock

Southern Community Bancshares, Inc. operates as the bank holding company for First Community Bank that provides various banking products and services in northern Alabama. It accepts checking, saving, money market, individual retirement accounts, certificates of deposit, Christmas club, and kids club savings accounts. Its loan products include consumer, business, purchase, home improvement, refinance, construction, conventional, FHA, VA, and USDA loans. The company also provides Visa debit cards, and online and mobile banking services. Southern Community Bancshares, Inc. was founded in 1905 and is based in Cullman, Alabama.

Full SCBS Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.