Is SCHI or QYLD a better dividend investment in 2026?

SCHI currently yields 5.02% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SCHI and QYLD?

SCHI has a forward dividend yield of 5.02% ($1.14/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.90 percentage points.

Home › Compare › SCHI vs QYLD

SCHI vs QYLD: Dividend Comparison 2026

SCHI yields 5.02% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHI wins by $2.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCHI

● Live price

5.02%

Share price

$22.68

Annual div

$1.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$692.29

Full SCHI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SCHI vs QYLD

📍 SCHI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCHI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCHI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCHI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHI

Annual income on $10K today (after 15% tax)

$426.80/yr

After 10yr DRIP, annual income (after tax)

$588.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,221.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SCHI + QYLD for your $10,000?

SCHI: 50%QYLD: 50%

100% QYLD50/50100% SCHI

Portfolio after 10yr

$26.6K

Annual income

$3,175.80/yr

Blended yield

11.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHIQYLD

Forward yield	5.02%	11.92% ✓
Annual dividend / share	$1.14	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.8K ✓	$25.4K
Annual income after 10y	$692.29	$5,659.31 ✓
Total dividends collected	$6.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SCHI vs QYLD ($10,000, DRIP)

Year	SCHI Portfolio	SCHI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,202	$502.12	$10,352	$1,192.36	+$850.00 → SCHI
2	$12,512	$525.68	$10,830	$1,347.57	+$1.7K → SCHI
3	$13,937	$548.73	$11,460	$1,539.07	+$2.5K → SCHI
4	$15,483	$571.23	$12,275	$1,777.84	+$3.2K → SCHI
5	$17,160	$593.11	$13,323	$2,078.95	+$3.8K → SCHI
6	$18,976	$614.34	$14,667	$2,463.34	+$4.3K → SCHI
7	$20,939	$634.89	$16,396	$2,960.57	+$4.5K → SCHI
8	$23,059	$654.75	$18,631	$3,612.97	+$4.4K → SCHI
9	$25,348	$673.88	$21,548	$4,482.15	+$3.8K → SCHI
10	$27,814	$692.29	$25,398	$5,659.31	+$2.4K → SCHI

SCHI vs QYLD: Complete Analysis 2026

SCHI — Stock

The fund's goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the intermediate-term U.S. corporate bond market.

Full SCHI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.