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SCHM vs DIVO: Dividend Comparison 2026

SCHM yields 1.42% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $9.3K in total portfolio value
10 years
SCHM
SCHM
● Live price
1.42%
Share price
$30.78
Annual div
$0.44
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$155.35
Full SCHM calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — SCHM vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHMDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHM + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHM pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHM
Annual income on $10K today (after 15% tax)
$120.46/yr
After 10yr DRIP, annual income (after tax)
$132.05/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $725.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHM + DIVO for your $10,000?

SCHM: 50%DIVO: 50%
100% DIVO50/50100% SCHM
Portfolio after 10yr
$26.3K
Annual income
$581.91/yr
Blended yield
2.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHM buys
0
DIVO buys
0
No recent congressional trades found for SCHM or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHMDIVO
Forward yield1.42%6.62% ✓
Annual dividend / share$0.44$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.7K$31.0K ✓
Annual income after 10y$155.35$1,008.47 ✓
Total dividends collected$1.5K$8.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCHM vs DIVO ($10,000, DRIP)

YearSCHM PortfolioSCHM Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,842$141.72$11,362$661.96$520.00 → DIVO
2$11,744$143.59$12,860$702.91$1.1K → DIVO
3$12,712$145.37$14,504$743.56$1.8K → DIVO
4$13,749$147.05$16,303$783.73$2.6K → DIVO
5$14,860$148.64$18,268$823.31$3.4K → DIVO
6$16,050$150.14$20,408$862.17$4.4K → DIVO
7$17,325$151.56$22,737$900.20$5.4K → DIVO
8$18,691$152.90$25,266$937.31$6.6K → DIVO
9$20,153$154.16$28,008$973.42$7.9K → DIVO
10$21,719$155.35$30,977$1,008.47$9.3K → DIVO

SCHM vs DIVO: Complete Analysis 2026

SCHM — Stock

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Mid-Cap Total Stock Market Index.

Full SCHM Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.