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SCHO vs DVY: Dividend Comparison 2026

SCHO yields 4.00% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHO wins by $939.00 in total portfolio value
10 years
SCHO
SCHO
● Live price
4.00%
Share price
$24.27
Annual div
$0.97
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$517.65
Full SCHO calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — SCHO vs DVY

📍 SCHO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHODVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHO + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHO pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHO
Annual income on $10K today (after 15% tax)
$340.28/yr
After 10yr DRIP, annual income (after tax)
$440.00/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, SCHO beats the other by $72.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHO + DVY for your $10,000?

SCHO: 50%DVY: 50%
100% DVY50/50100% SCHO
Portfolio after 10yr
$25.5K
Annual income
$475.27/yr
Blended yield
1.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHO buys
0
DVY buys
0
No recent congressional trades found for SCHO or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHODVY
Forward yield4.00% ✓3.46%
Annual dividend / share$0.97$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K ✓$25.0K
Annual income after 10y$517.65 ✓$432.91
Total dividends collected$4.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCHO vs DVY ($10,000, DRIP)

YearSCHO PortfolioSCHO Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,100$400.33$11,046$346.43+$54.00 → SCHO
2$12,293$415.31$12,177$357.65+$116.00 → SCHO
3$13,583$429.83$13,398$368.47+$185.00 → SCHO
4$14,978$443.88$14,715$378.89+$263.00 → SCHO
5$16,484$457.43$16,134$388.90+$350.00 → SCHO
6$18,108$470.49$17,662$398.51+$446.00 → SCHO
7$19,858$483.04$19,306$407.71+$552.00 → SCHO
8$21,744$495.08$21,074$416.50+$670.00 → SCHO
9$23,772$506.62$22,974$424.90+$798.00 → SCHO
10$25,954$517.65$25,015$432.91+$939.00 → SCHO

SCHO vs DVY: Complete Analysis 2026

SCHO — Stock

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the short-term U.S. Treasury bond market.

Full SCHO Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.