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SCHW vs TXN: Dividend Comparison 2026

SCHW yields 4.00% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHW wins by $7.7K in total portfolio value
10 years
SCHW
SCHW
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SCHW calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — SCHW vs TXN

Annual dividend income

MetricSCHWTXN
Forward yield4.00%2.82%
Annual dividend / share$2.00$5.20
Payout ratio50%62%
1-year div growth5%4.8%
5-year div CAGR5%13.1%
Portfolio after 10y$28.0K$20.4K
Annual income after 10y$899.19$1,482.81
Total dividends collected$6.4K$7.5K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology

Year-by-year: SCHW vs TXN ($10,000, DRIP)

YearSCHW PortfolioSCHW Income/yrTXN PortfolioTXN Income/yrGap
1$11,120$420.00$10,529$319.28+$591.00SCHW
2$12,357$458.31$11,123$372.40+$1.2KSCHW
3$13,721$499.76$11,792$435.78+$1.9KSCHW
4$15,227$544.58$12,552$511.78+$2.7KSCHW
5$16,885$593.02$13,419$603.42+$3.5KSCHW
6$18,713$645.34$14,415$714.61+$4.3KSCHW
7$20,724$701.81$15,568$850.38+$5.2KSCHW
8$22,938$762.73$16,912$1,017.35+$6.0KSCHW
9$25,372$828.41$18,492$1,224.26+$6.9KSCHW
10$28,047$899.19$20,363$1,482.81+$7.7KSCHW

SCHW vs TXN: Complete Analysis 2026

SCHWFinancials

SCHW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SCHW shares.

Full SCHW Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is SCHW or TXN better for dividend income in 2026?
SCHW currently offers a 4.00% yield (2.00/share/year) while TXN offers 2.82% (5.20/share/year). SCHW provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHW vs TXN earn per year?
With $10,000 invested today: SCHW pays approximately $400/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $899/year (SCHW) and $1,483/year (TXN).
Does SCHW or TXN pay monthly dividends?
SCHW pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.