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The Charles Schwab Corporation · NYSE
Price: $88.92 · Annual div: $1.13/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SCHW → $4.73M in 10 years · $510.40/month
The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions. The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold SCHW.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.27% | -1.53% | $127 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.08% | -1.72% | $108 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.02% | -1.78% | $102 / yr |
| 🇬🇧 UK ISA | 0% | 1.27% | -1.53% | $127 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.16% | -1.64% | $116 / yr |
| 🇨🇦 TFSA | 0% | 1.27% | -1.53% | $127 / yr |
| 🇨🇦 CA Taxable | 25% | 0.95% | -1.85% | $95 / yr |
| 🇦🇺 Super (pension) | 15% | 1.08% | -1.72% | $108 / yr |
| 🇦🇺 AU Taxable | 30% | 0.89% | -1.91% | $89 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.94% | -1.86% | $94 / yr |
| 🇫🇷 FR Taxable | 30% | 0.89% | -1.91% | $89 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.13/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SCHW pays quarterly — 4 times per year. Next ex-div: TBD.
How SCHW compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SCHW sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-04-29 | 63,743 | $90.49 | $5.77M | ||
| Sale | 2026-04-30 | 50,000 | $91.81 | $4.59M | ||
| Sale | 2026-05-01 | 55,000 | $91.86 | $5.05M | ||
| Sale | 2026-04-28 | 2,520 | $90.60 | $228.3K | ||
| M-Exempt | 2026-04-28 | 7,866 | $28.96 | $227.8K | ||
| M-Exempt | 2026-04-28 | 7,866 | $28.96 | $227.8K | ||
| Sale | 2026-04-23 | 36,450 | $90.50 | $3.30M | ||
| Sale | 2026-04-27 | 36,450 | $90.00 | $3.28M | ||
| Sale | 2026-04-14 | 7,942 | $98.00 | $778.3K | ||
| Sale | 2026-04-15 | 7,941 | $100.00 | $794.1K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SCHW dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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