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SCHZ vs DVY: Dividend Comparison 2026

SCHZ yields 4.07% · DVY yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $2.0K in total portfolio value
10 years
SCHZ
SCHZ
● Live price
4.07%
Share price
$23.22
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$529.23
Full SCHZ calculator →
DVY
DVY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DVY calculator →

Portfolio growth — SCHZ vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHZDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHZ + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHZ pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHZ
Annual income on $10K today (after 15% tax)
$346.33/yr
After 10yr DRIP, annual income (after tax)
$449.85/yr
DVY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DVY beats the other by $314.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHZ + DVY for your $10,000?

SCHZ: 50%DVY: 50%
100% DVY50/50100% SCHZ
Portfolio after 10yr
$27.1K
Annual income
$714.22/yr
Blended yield
2.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHZ buys
0
DVY buys
0
No recent congressional trades found for SCHZ or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHZDVY
Forward yield4.07% ✓4.00%
Annual dividend / share$0.95$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$26.1K$28.0K ✓
Annual income after 10y$529.23$899.19 ✓
Total dividends collected$4.7K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCHZ vs DVY ($10,000, DRIP)

YearSCHZ PortfolioSCHZ Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,107$407.45$11,120$420.00$13.00 → DVY
2$12,308$422.97$12,357$458.31$49.00 → DVY
3$13,608$438.02$13,721$499.76$113.00 → DVY
4$15,013$452.59$15,227$544.58$214.00 → DVY
5$16,530$466.66$16,885$593.02$355.00 → DVY
6$18,167$480.21$18,713$645.34$546.00 → DVY
7$19,932$493.25$20,724$701.81$792.00 → DVY
8$21,834$505.77$22,938$762.73$1.1K → DVY
9$23,880$517.76$25,372$828.41$1.5K → DVY
10$26,080$529.23$28,047$899.19$2.0K → DVY

SCHZ vs DVY: Complete Analysis 2026

SCHZ — Stock

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the broad U.S. investment-grade bond market.

Full SCHZ Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.