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SCMIX vs SCHD: Dividend Comparison 2026

SCMIX yields 7.91% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCMIX wins by $4.8K in total portfolio value
10 years
SCMIX
SCMIX
● Live price
7.91%
Share price
$192.08
Annual div
$15.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,306.18
Full SCMIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SCMIX vs SCHD

📍 SCMIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCMIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCMIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCMIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCMIX
Annual income on $10K today (after 15% tax)
$672.72/yr
After 10yr DRIP, annual income (after tax)
$1,110.25/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCMIX beats the other by $748.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCMIX + SCHD for your $10,000?

SCMIX: 50%SCHD: 50%
100% SCHD50/50100% SCMIX
Portfolio after 10yr
$31.4K
Annual income
$866.06/yr
Blended yield
2.76%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCMIX buys
0
SCHD buys
0
No recent congressional trades found for SCMIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCMIXSCHD
Forward yield7.91%3.46%
Annual dividend / share$15.20$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$29.0K
Annual income after 10y$1,306.18$425.95
Total dividends collected$10.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCMIX vs SCHD ($10,000, DRIP)

YearSCMIX PortfolioSCMIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,491$791.44$11,226$346.36+$265.00SCMIX
2$13,146$849.98$12,572$357.38+$574.00SCMIX
3$14,975$908.73$14,046$367.84+$929.00SCMIX
4$16,990$967.44$15,660$377.73+$1.3KSCMIX
5$19,206$1,025.85$17,425$387.07+$1.8KSCMIX
6$21,634$1,083.74$19,354$395.86+$2.3KSCMIX
7$24,289$1,140.89$21,461$404.13+$2.8KSCMIX
8$27,186$1,197.13$23,762$411.89+$3.4KSCMIX
9$30,342$1,252.27$26,272$419.15+$4.1KSCMIX
10$33,772$1,306.18$29,010$425.95+$4.8KSCMIX

SCMIX vs SCHD: Complete Analysis 2026

SCMIXStock

The investment seeks to provide shareholders with capital gain. Under normal market conditions, the fund invests at least 80% of its net assets in securities of technology and information companies. These companies in which the adviser will concentrate are companies operating in the information technology and communications services sectors, applying a global industry classification standard, as may be amended from time to time, to determine industry/sector classifications, as well as other related industries. The fund may invest up to 25% of its net assets in foreign investments. It is non-diversified.

Full SCMIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.