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SCNM vs CL: Dividend Comparison 2026

SCNM yields 0.65% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $20.4K in total portfolio value
10 years
SCNM
SCNM
● Live price
0.65%
Share price
$24.87
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$67.34
Full SCNM calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — SCNM vs CL

📍 CL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCNMCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCNM + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCNM pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCNM
Annual income on $10K today (after 15% tax)
$54.89/yr
After 10yr DRIP, annual income (after tax)
$57.24/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, CL beats the other by $4,576.70/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SCNM + CL for your $10,000?

SCNM: 50%CL: 50%
100% CL50/50100% SCNM
Portfolio after 10yr
$30.8K
Annual income
$2,759.52/yr
Blended yield
8.97%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

SCNM
No analyst data
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCNM buys
0
CL buys
0
No recent congressional trades found for SCNM or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCNMCL
Forward yield0.65%2.44%
Annual dividend / share$0.16$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%28.6%
Portfolio after 10y$20.6K$41.0K
Annual income after 10y$67.34$5,451.69
Total dividends collected$661.00$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SCNM vs CL ($10,000, DRIP)

YearSCNM PortfolioSCNM Income/yrCL PortfolioCL Income/yrGap
1← crossover$10,765$64.58$11,014$313.84$249.00CL
2$11,583$64.97$12,200$415.44$617.00CL
3$12,459$65.33$13,607$553.09$1.1KCL
4$13,397$65.68$15,301$741.41$1.9KCL
5$14,401$66.00$17,374$1,002.00$3.0KCL
6$15,475$66.30$19,958$1,367.44$4.5KCL
7$16,625$66.59$23,243$1,887.87$6.6KCL
8$17,856$66.86$27,512$2,642.43$9.7KCL
9$19,173$67.11$33,197$3,759.22$14.0KCL
10$20,582$67.34$40,973$5,451.69$20.4KCL

SCNM vs CL: Complete Analysis 2026

SCNMStock

SCNM is an actively managed ETF that aims for current income, exempt from regular federal income taxes, and capital preservation. The fund invests municipal instruments of any maturity whose interest is exempt from regular federal income tax. The fund may invest without limit in municipal instruments subject to the federal alternative minimum tax (AMT). The fund may invest up to 20% in other debt and fixed income investments. SCNM caps its investments rated below investment grade municipal instruments to 10% of assets. The portfolio manager uses a top-down approach, focusing on interest rates and credit quality. The fund selects securities based on its target that is set and continually adjusted for the interest rate sensitivity based on expected interest rate movements. The fund may invest in pooled vehicles, including ETFs, and employ derivatives.

Full SCNM Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.