HomeCompareSCNM vs VYM

SCNM vs VYM: Dividend Comparison 2026

SCNM yields 0.65% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.2K in total portfolio value
10 years
SCNM
SCNM
● Live price
0.65%
Share price
$24.87
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$67.34
Full SCNM calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — SCNM vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCNMVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SCNM + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCNM pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCNM
Annual income on $10K today (after 15% tax)
$54.89/yr
After 10yr DRIP, annual income (after tax)
$57.24/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VYM beats the other by $174.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCNM + VYM for your $10,000?

SCNM: 50%VYM: 50%
100% VYM50/50100% SCNM
Portfolio after 10yr
$24.2K
Annual income
$170.14/yr
Blended yield
0.70%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCNM buys
0
VYM buys
0
No recent congressional trades found for SCNM or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCNMVYM
Forward yield0.65%2.37%
Annual dividend / share$0.16$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$27.8K
Annual income after 10y$67.34$272.94
Total dividends collected$661.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCNM vs VYM ($10,000, DRIP)

YearSCNM PortfolioSCNM Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,765$64.58$11,147$237.17$382.00VYM
2$11,583$64.97$12,404$242.33$821.00VYM
3$12,459$65.33$13,780$247.16$1.3KVYM
4$13,397$65.68$15,285$251.67$1.9KVYM
5$14,401$66.00$16,932$255.88$2.5KVYM
6$15,475$66.30$18,733$259.81$3.3KVYM
7$16,625$66.59$20,701$263.46$4.1KVYM
8$17,856$66.86$22,852$266.86$5.0KVYM
9$19,173$67.11$25,201$270.01$6.0KVYM
10$20,582$67.34$27,768$272.94$7.2KVYM

SCNM vs VYM: Complete Analysis 2026

SCNMStock

SCNM is an actively managed ETF that aims for current income, exempt from regular federal income taxes, and capital preservation. The fund invests municipal instruments of any maturity whose interest is exempt from regular federal income tax. The fund may invest without limit in municipal instruments subject to the federal alternative minimum tax (AMT). The fund may invest up to 20% in other debt and fixed income investments. SCNM caps its investments rated below investment grade municipal instruments to 10% of assets. The portfolio manager uses a top-down approach, focusing on interest rates and credit quality. The fund selects securities based on its target that is set and continually adjusted for the interest rate sensitivity based on expected interest rate movements. The fund may invest in pooled vehicles, including ETFs, and employ derivatives.

Full SCNM Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this SCNM vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SCNM vs SCHDSCNM vs JEPISCNM vs OSCNM vs KOSCNM vs MAINSCNM vs VIGSCNM vs DGROSCNM vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.