Is SCRD or DVY a better dividend investment in 2026?

SCRD currently yields 5.42% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: SCRD offers higher current income.

What is the dividend yield difference between SCRD and DVY?

SCRD has a forward dividend yield of 5.42% ($2.21/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 1.96 percentage points.

Home › Compare › SCRD vs DVY

SCRD vs DVY: Dividend Comparison 2026

SCRD yields 5.42% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCRD wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCRD

● Live price

5.42%

Share price

$40.83

Annual div

$2.21

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.6K

Annual income

$766.88

Full SCRD calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — SCRD vs DVY

📍 SCRD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCRD	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SCRD + DVY cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCRD pays

DVY pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCRD

Annual income on $10K today (after 15% tax)

$461.00/yr

After 10yr DRIP, annual income (after tax)

$651.85/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, SCRD beats the other by $283.87/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCRD + DVY for your $10,000?

SCRD: 50%DVY: 50%

100% DVY50/50100% SCRD

Portfolio after 10yr

$26.8K

Annual income

$599.89/yr

Blended yield

2.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCRD buys

DVY buys

No recent congressional trades found for SCRD or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCRDDVY

Forward yield	5.42% ✓	3.46%
Annual dividend / share	$2.21	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.6K ✓	$25.0K
Annual income after 10y	$766.88 ✓	$432.91
Total dividends collected	$6.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SCRD vs DVY ($10,000, DRIP)

Year	SCRD Portfolio	SCRD Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,242	$542.36	$11,046	$346.43	+$196.00 → SCRD
2	$12,599	$569.85	$12,177	$357.65	+$422.00 → SCRD
3	$14,078	$596.84	$13,398	$368.47	+$680.00 → SCRD
4	$15,687	$623.27	$14,715	$378.89	+$972.00 → SCRD
5	$17,434	$649.05	$16,134	$388.90	+$1.3K → SCRD
6	$19,328	$674.15	$17,662	$398.51	+$1.7K → SCRD
7	$21,380	$698.52	$19,306	$407.71	+$2.1K → SCRD
8	$23,599	$722.11	$21,074	$416.50	+$2.5K → SCRD
9	$25,995	$744.90	$22,974	$424.90	+$3.0K → SCRD
10	$28,582	$766.88	$25,015	$432.91	+$3.6K → SCRD

SCRD vs DVY: Complete Analysis 2026

SCRD — Stock

The fund invests at least 80% of its net assets (plus any borrowings for investment purposes) in U.S. dollar denominated corporate bonds and commercial paper of various maturities. The fund will invest principally in investment grade bonds. The fund will generally sell or dispose of portfolio investments when, in the opinion of the adviser, they no longer present attractive investment opportunity and/or no longer meet the fund’s ESG and/or sustainable criteria.

Full SCRD Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

📬

Get this SCRD vs DVY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SCRD vs SCHD SCRD vs JEPI SCRD vs O SCRD vs KO SCRD vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.