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SCUS vs SCHD: Dividend Comparison 2026

SCUS yields 4.05% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.0K in total portfolio value
10 years
SCUS
SCUS
● Live price
4.05%
Share price
$25.21
Annual div
$1.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$525.95
Full SCUS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SCUS vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCUSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCUS + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCUS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCUS
Annual income on $10K today (after 15% tax)
$344.62/yr
After 10yr DRIP, annual income (after tax)
$447.06/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCUS beats the other by $85.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCUS + SCHD for your $10,000?

SCUS: 50%SCHD: 50%
100% SCHD50/50100% SCUS
Portfolio after 10yr
$27.5K
Annual income
$475.94/yr
Blended yield
1.73%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCUS buys
0
SCHD buys
0
No recent congressional trades found for SCUS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCUSSCHD
Forward yield4.05% ✓3.46%
Annual dividend / share$1.02$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$29.0K ✓
Annual income after 10y$525.95 ✓$425.95
Total dividends collected$4.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SCUS vs SCHD ($10,000, DRIP)

YearSCUS PortfolioSCUS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,105$405.44$11,226$346.36$121.00 → SCHD
2$12,304$420.80$12,572$357.38$268.00 → SCHD
3$13,601$435.70$14,046$367.84$445.00 → SCHD
4$15,003$450.12$15,660$377.73$657.00 → SCHD
5$16,517$464.04$17,425$387.07$908.00 → SCHD
6$18,151$477.46$19,354$395.86$1.2K → SCHD
7$19,911$490.35$21,461$404.13$1.6K → SCHD
8$21,808$502.74$23,762$411.89$2.0K → SCHD
9$23,849$514.60$26,272$419.15$2.4K → SCHD
10$26,045$525.95$29,010$425.95$3.0K → SCHD

SCUS vs SCHD: Complete Analysis 2026

SCUS — Stock

The Fund’s goal is to seek current income consistent with capital preservation while maintaining liquidity.

Full SCUS Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.