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SDEC vs XYLD: Dividend Comparison 2026

SDEC yields 2000000.00% · XYLD yields 9.02%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SDEC wins by $4.879226400974806e+39M in total portfolio value
10 years
SDEC
SDEC
● Live price
2000000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.879226400974806e+39M
Annual income
$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00
Full SDEC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SDEC vs XYLD

📍 SDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSDECXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SDEC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SDEC pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SDEC
Annual income on $10K today (after 15% tax)
$170,000,000.00/yr
After 10yr DRIP, annual income (after tax)
$4,146,934,558,431,324,500,000,000,000,000,000,000,000,000,000.00/yr
XYLD
Annual income on $10K today (after 15% tax)
$766.32/yr
After 10yr DRIP, annual income (after tax)
$2,009.19/yr
At 15% tax rate, SDEC beats the other by $4,146,934,558,431,324,500,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SDEC + XYLD for your $10,000?

SDEC: 50%XYLD: 50%
100% XYLD50/50100% SDEC
Portfolio after 10yr
$2.439613200487403e+39M
Annual income
$2,439,373,269,665,485,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
99.99%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SDEC buys
0
XYLD buys
0
No recent congressional trades found for SDEC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSDECXYLD
Forward yield2000000.00% ✓9.02%
Annual dividend / share$2.00$3.48 ✓
Payout ratio50% ✓90%
1-year div growth0% ✓-2.1%
5-year div CAGR0%0.5% ✓
Portfolio after 10y$4.879226400974806e+39M$21.1K ✓
Annual income after 10y$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00 ✓$2,363.75
Total dividends collected$4.879195005460081e+39M$15.0K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SDEC vs XYLD ($10,000, DRIP)

YearSDEC PortfolioSDEC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$200,010,700$200,000,000.00$10,626$906.06+$200.00M → SDEC
2$3,738,731,768,458$3,738,517,757,009.35$11,324$995.47+$3738731.76M → SDEC
3$65,315,062,866,930,490$65,311,062,423,938,240.00$12,104$1,096.88+$65315062866.92M → SDEC
4$1,066,400,830,062,625,000,000$1,066,330,942,945,357,500,000.00$12,977$1,212.21+$1066400830062625.00M → SDEC
5$16,272,182,796,453,826,000,000,000$16,271,041,747,565,660,000,000,000.00$13,958$1,343.80+$16272182796453826560.00M → SDEC
6$232,054,240,113,661,900,000,000,000,000$232,036,828,878,069,680,000,000,000,000.00$15,061$1,494.40+$2.3205424011366188e+23M → SDEC
7$3,092,799,066,104,688,500,000,000,000,000,000$3,092,550,768,067,767,400,000,000,000,000,000.00$16,307$1,667.30+$3.0927990661046884e+27M → SDEC
8$38,524,105,697,352,694,000,000,000,000,000,000,000$38,520,796,402,351,967,000,000,000,000,000,000,000.00$17,717$1,866.48+$3.8524105697352695e+31M → SDEC
9$448,468,826,014,798,700,000,000,000,000,000,000,000,000$448,427,605,221,702,600,000,000,000,000,000,000,000,000.00$19,317$2,096.71+$4.484688260147987e+35M → SDEC
10$4,879,226,400,974,806,000,000,000,000,000,000,000,000,000,000$4,878,746,539,330,970,000,000,000,000,000,000,000,000,000,000.00$21,140$2,363.75+$4.879226400974806e+39M → SDEC

SDEC vs XYLD: Complete Analysis 2026

SDEC — Stock

Smart Decision, Inc. engages in developing algorithms for the consumer and business LED lighting and CBD markets. Its algorithms would reduce the confusion of selecting the right LED or CBD products. The company was founded in 2017 and is based in Boca Raton, Florida.

Full SDEC Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.