Is SDEF or FCPT a better dividend investment in 2026?

SDEF currently yields 6.92% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: SDEF offers higher current income.

What is the dividend yield difference between SDEF and FCPT?

SDEF has a forward dividend yield of 6.92% ($1.21/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 0.87 percentage points.

Home › Compare › SDEF vs FCPT

SDEF vs FCPT: Dividend Comparison 2026

SDEF yields 6.92% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $17.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SDEF

● Live price

6.92%

Share price

$17.42

Annual div

$1.21

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$1,074.56

Full SDEF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — SDEF vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SDEF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SDEF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SDEF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SDEF

Annual income on $10K today (after 15% tax)

$588.39/yr

After 10yr DRIP, annual income (after tax)

$913.38/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,995.61/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SDEF + FCPT for your $10,000?

SDEF: 50%FCPT: 50%

100% FCPT50/50100% SDEF

Portfolio after 10yr

$40.3K

Annual income

$3,424.92/yr

Blended yield

8.49%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SDEF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SDEF buys

FCPT buys

No recent congressional trades found for SDEF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSDEFFCPT

Forward yield	6.92% ✓	6.05%
Annual dividend / share	$1.21	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$31.6K	$49.1K ✓
Annual income after 10y	$1,074.56	$5,775.28 ✓
Total dividends collected	$8.9K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: SDEF vs FCPT ($10,000, DRIP)

Year	SDEF Portfolio	SDEF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,392	$692.23	$11,401	$700.92	$9.00 → FCPT
2	$12,927	$737.01	$13,064	$864.84	$137.00 → FCPT
3	$14,613	$781.57	$15,051	$1,072.48	$438.00 → FCPT
4	$16,462	$825.74	$17,442	$1,337.22	$980.00 → FCPT
5	$18,483	$869.34	$20,340	$1,677.08	$1.9K → FCPT
6	$20,690	$912.25	$23,880	$2,116.57	$3.2K → FCPT
7	$23,092	$954.33	$28,241	$2,689.36	$5.1K → FCPT
8	$25,704	$995.47	$33,660	$3,442.07	$8.0K → FCPT
9	$28,539	$1,035.57	$40,456	$4,439.95	$11.9K → FCPT
10	$31,611	$1,074.56	$49,063	$5,775.28	$17.5K → FCPT

SDEF vs FCPT: Complete Analysis 2026

SDEF — Stock

Under normal market conditions, the fund will invest at least 80% of its net assets in fixed income securities. The fund's investments in fixed income securities will typically include U.S. corporate bonds, preferred stock and ETFs that invest in bonds, sovereign debt, and private placement debt securities. It may also invest in fixed income securities issued by U.S. and foreign corporations, securities issued by governments and their agencies, instrumentalities, or sponsored corporations, including supranational organizations. The fund is non-diversified.

Full SDEF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this SDEF vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SDEF vs SCHD SDEF vs JEPI SDEF vs O SDEF vs KO SDEF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.