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SDFI vs XYLD: Dividend Comparison 2026

SDFI yields 4.67% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SDFI wins by $1.9K in total portfolio value
10 years
SDFI
SDFI
● Live price
4.67%
Share price
$35.63
Annual div
$1.67
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$630.68
Full SDFI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SDFI vs XYLD

📍 SDFI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSDFIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SDFI + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SDFI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SDFI
Annual income on $10K today (after 15% tax)
$397.37/yr
After 10yr DRIP, annual income (after tax)
$536.08/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,200.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SDFI + XYLD for your $10,000?

SDFI: 50%XYLD: 50%
100% XYLD50/50100% SDFI
Portfolio after 10yr
$26.2K
Annual income
$1,924.85/yr
Blended yield
7.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SDFI buys
0
XYLD buys
0
No recent congressional trades found for SDFI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSDFIXYLD
Forward yield4.67%10.98% ✓
Annual dividend / share$1.67$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K ✓$25.3K
Annual income after 10y$630.68$3,219.02 ✓
Total dividends collected$5.5K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SDFI vs XYLD ($10,000, DRIP)

YearSDFI PortfolioSDFI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,167$467.50$10,818$1,098.39+$349.00 → SDFI
2$12,437$487.93$11,738$1,222.51+$699.00 → SDFI
3$13,816$507.85$12,774$1,364.64+$1.0K → SDFI
4$15,310$527.23$13,944$1,527.86+$1.4K → SDFI
5$16,928$546.03$15,270$1,715.87+$1.7K → SDFI
6$18,677$564.23$16,775$1,933.09+$1.9K → SDFI
7$20,566$581.81$18,490$2,184.87+$2.1K → SDFI
8$22,604$598.75$20,450$2,477.63+$2.2K → SDFI
9$24,802$615.04$22,697$2,819.19+$2.1K → SDFI
10$27,169$630.68$25,280$3,219.02+$1.9K → SDFI

SDFI vs XYLD: Complete Analysis 2026

SDFI — Stock

An actively-managed, short-duration multi-sector bond ETF that seeks to provide attractive income across different market environments.

Full SDFI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.