Is SDIPF or XYLD a better dividend investment in 2026?

SDIPF currently yields 20.96% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: SDIPF offers higher current income.

What is the dividend yield difference between SDIPF and XYLD?

SDIPF has a forward dividend yield of 20.96% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 9.76 percentage points.

Home › Compare › SDIPF vs XYLD

SDIPF vs XYLD: Dividend Comparison 2026

SDIPF yields 20.96% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SDIPF wins by $51.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SDIPF

● Live price

20.96%

Share price

$9.54

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.5K

Annual income

$7,459.80

Full SDIPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — SDIPF vs XYLD

📍 SDIPF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SDIPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SDIPF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SDIPF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SDIPF

Annual income on $10K today (after 15% tax)

$1,781.97/yr

After 10yr DRIP, annual income (after tax)

$6,340.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, SDIPF beats the other by $3,492.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SDIPF + XYLD for your $10,000?

SDIPF: 50%XYLD: 50%

100% XYLD50/50100% SDIPF

Portfolio after 10yr

$51.7K

Annual income

$5,405.41/yr

Blended yield

10.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SDIPF buys

XYLD buys

No recent congressional trades found for SDIPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSDIPFXYLD

Forward yield	20.96% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$77.5K ✓	$25.9K
Annual income after 10y	$7,459.80 ✓	$3,351.03
Total dividends collected	$45.1K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SDIPF vs XYLD ($10,000, DRIP)

Year	SDIPF Portfolio	SDIPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,796	$2,096.44	$10,840	$1,120.44	+$2.0K → SDIPF
2	$16,199	$2,507.19	$11,786	$1,249.59	+$4.4K → SDIPF
3	$20,300	$2,966.28	$12,854	$1,397.78	+$7.4K → SDIPF
4	$25,194	$3,473.91	$14,063	$1,568.33	+$11.1K → SDIPF
5	$30,988	$4,029.51	$15,434	$1,765.19	+$15.6K → SDIPF
6	$37,789	$4,631.81	$16,995	$1,993.14	+$20.8K → SDIPF
7	$45,713	$5,278.85	$18,777	$2,257.95	+$26.9K → SDIPF
8	$54,881	$5,968.03	$20,818	$2,566.58	+$34.1K → SDIPF
9	$65,418	$6,696.22	$23,163	$2,927.50	+$42.3K → SDIPF
10	$77,457	$7,459.80	$25,865	$3,351.03	+$51.6K → SDIPF

SDIPF vs XYLD: Complete Analysis 2026

SDIPF — Stock

Frasers Group plc, together with its subsidiaries, retails sports and leisure clothing, footwear, equipment, and apparel through department stores, shops, and online in the United Kingdom and internationally. The company operates through five segments: UK Sports Retail, Premium Lifestyle, European Retail, Rest of World Retail, and Wholesale & Licensing. It is also involved in the wholesale distribution and sale of sports and leisure clothing, footwear, equipment, and apparel; and licensing activities. The company offers its products under its own and third party brands, which include Slazenger, Everlast, Lonsdale, Karrimor, 18montrose, Evans Cycles, Flannels, Frasers, Game, House of Fraser, Jack Wills, Sofa.com, Sports Direct, USC, Flannels, Cruise, and van mildert. As of April 24, 2022, it operated 808 sports retail stores in the United Kingdom; 489 sports retail stores in Europe; 34 stores in Malaysia; and 179 Premium Lifestyle stores. The company was formerly known as Sports Direct International plc and changed its name to Frasers Group plc in December 2019. Frasers Group plc was founded in 1982 and is headquartered in Shirebrook, the United Kingdom. Frasers Group plc is a subsidiary of MASH Holdings Limited.

Full SDIPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SDIPF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SDIPF vs SCHD SDIPF vs JEPI SDIPF vs O SDIPF vs KO SDIPF vs MAIN SDIPF vs QYLD SDIPF vs JEPQ SDIPF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.