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SDSI vs SCHD: Dividend Comparison 2026

SDSI yields 4.94% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.3K in total portfolio value
10 years
SDSI
SDSI
● Live price
4.94%
Share price
$51.29
Annual div
$2.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$677.22
Full SDSI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — SDSI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSDSISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SDSI + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SDSI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SDSI
Annual income on $10K today (after 15% tax)
$419.71/yr
After 10yr DRIP, annual income (after tax)
$575.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SDSI beats the other by $216.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SDSI + SCHD for your $10,000?

SDSI: 50%SCHD: 50%
100% SCHD50/50100% SDSI
Portfolio after 10yr
$28.3K
Annual income
$549.91/yr
Blended yield
1.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SDSI buys
0
SCHD buys
0
No recent congressional trades found for SDSI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSDSISCHD
Forward yield4.94% ✓3.44%
Annual dividend / share$2.53 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.7K$29.0K ✓
Annual income after 10y$677.22 ✓$422.61
Total dividends collected$5.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SDSI vs SCHD ($10,000, DRIP)

YearSDSI PortfolioSDSI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,194$493.77$11,224$344.10$30.00 → SCHD
2$12,494$516.56$12,567$354.98$73.00 → SCHD
3$13,907$538.83$14,038$365.30$131.00 → SCHD
4$15,441$560.55$15,648$375.06$207.00 → SCHD
5$17,104$581.67$17,410$384.27$306.00 → SCHD
6$18,903$602.15$19,335$392.95$432.00 → SCHD
7$20,849$621.96$21,437$401.10$588.00 → SCHD
8$22,949$641.08$23,733$408.75$784.00 → SCHD
9$25,215$659.51$26,237$415.91$1.0K → SCHD
10$27,657$677.22$28,968$422.61$1.3K → SCHD

SDSI vs SCHD: Complete Analysis 2026

SDSI — Stock

Seeks income. As a secondary objective, the fund seeks long-term capital appreciation

Full SDSI Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.