Is SEA or XYLD a better dividend investment in 2026?

SEA currently yields 5.66% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SEA and XYLD?

SEA has a forward dividend yield of 5.66% ($0.96/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.32 percentage points.

Home › Compare › SEA vs XYLD

SEA vs XYLD: Dividend Comparison 2026

SEA yields 5.66% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SEA wins by $3.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SEA

● Live price

5.66%

Share price

$16.98

Annual div

$0.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$812.07

Full SEA calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SEA vs XYLD

📍 SEA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEA	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SEA + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

—

SEA pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEA

Annual income on $10K today (after 15% tax)

$481.03/yr

After 10yr DRIP, annual income (after tax)

$690.26/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,045.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SEA + XYLD for your $10,000?

SEA: 50%XYLD: 50%

100% XYLD50/50100% SEA

Portfolio after 10yr

$27.2K

Annual income

$2,015.54/yr

Blended yield

7.42%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEA buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Kurt Schrader	🏢 House	$SEA	▲ Buy	$1,001 - $15,000	2022-01-14
Kurt Schrader	🏢 House	$SEA	▼ Sell	$1,001 - $15,000	2021-04-23
Kurt Schrader	🏢 House	$SEA	▼ Sell	$1,001 - $15,000	2021-02-10
Kurt Schrader	🏢 House	$SEA	▲ Buy	$1,001 - $15,000	2020-01-24

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEAXYLD

Forward yield	5.66%	10.98% ✓
Annual dividend / share	$0.96	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.0K ✓	$25.3K
Annual income after 10y	$812.07	$3,219.02 ✓
Total dividends collected	$6.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SEA vs XYLD ($10,000, DRIP)

Year	SEA Portfolio	SEA Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,266	$565.91	$10,818	$1,098.39	+$448.00 → SEA
2	$12,650	$595.84	$11,738	$1,222.51	+$912.00 → SEA
3	$14,161	$625.30	$12,774	$1,364.64	+$1.4K → SEA
4	$15,807	$654.18	$13,944	$1,527.86	+$1.9K → SEA
5	$17,596	$682.42	$15,270	$1,715.87	+$2.3K → SEA
6	$19,537	$709.96	$16,775	$1,933.09	+$2.8K → SEA
7	$21,642	$736.73	$18,490	$2,184.87	+$3.2K → SEA
8	$23,919	$762.70	$20,450	$2,477.63	+$3.5K → SEA
9	$26,381	$787.82	$22,697	$2,819.19	+$3.7K → SEA
10	$29,040	$812.07	$25,280	$3,219.02	+$3.8K → SEA

SEA vs XYLD: Complete Analysis 2026

SEA — Stock

The U.S. Global Sea to Sky Cargo ETF seeks to track the performance, before fees and expenses, of the U.S. Global Sea to Sky Cargo Index.

Full SEA Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.