Is SEBNF or QYLD a better dividend investment in 2026?

SEBNF currently yields 4.18% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SEBNF and QYLD?

SEBNF has a forward dividend yield of 4.18% ($0.07/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.74 percentage points.

Home › Compare › SEBNF vs QYLD

SEBNF vs QYLD: Dividend Comparison 2026

SEBNF yields 4.18% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $521.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

SEBNF

● Live price

4.18%

Share price

$1.78

Annual div

$0.07

5Y div CAGR

-4.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.9K

Annual income

$335.69

Full SEBNF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SEBNF vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEBNF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SEBNF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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SEBNF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEBNF

Annual income on $10K today (after 15% tax)

$354.96/yr

After 10yr DRIP, annual income (after tax)

$285.34/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,525.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SEBNF + QYLD for your $10,000?

SEBNF: 50%QYLD: 50%

100% QYLD50/50100% SEBNF

Portfolio after 10yr

$25.1K

Annual income

$2,997.50/yr

Blended yield

11.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEBNF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEBNFQYLD

Forward yield	4.18%	11.92% ✓
Annual dividend / share	$0.07	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-4.3%	0% ✓
Portfolio after 10y	$24.9K	$25.4K ✓
Annual income after 10y	$335.69	$5,659.31 ✓
Total dividends collected	$3.7K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SEBNF vs QYLD ($10,000, DRIP)

Year	SEBNF Portfolio	SEBNF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,100	$399.64	$10,352	$1,192.36	+$748.00 → SEBNF
2	$12,273	$396.74	$10,830	$1,347.57	+$1.4K → SEBNF
3	$13,525	$392.37	$11,460	$1,539.07	+$2.1K → SEBNF
4	$14,858	$386.71	$12,275	$1,777.84	+$2.6K → SEBNF
5	$16,278	$379.97	$13,323	$2,078.95	+$3.0K → SEBNF
6	$17,790	$372.33	$14,667	$2,463.34	+$3.1K → SEBNF
7	$19,399	$363.93	$16,396	$2,960.57	+$3.0K → SEBNF
8	$21,112	$354.94	$18,631	$3,612.97	+$2.5K → SEBNF
9	$22,936	$345.49	$21,548	$4,482.15	+$1.4K → SEBNF
10← crossover	$24,877	$335.69	$25,398	$5,659.31	$521.00 → QYLD

SEBNF vs QYLD: Complete Analysis 2026

SEBNF — Stock

Seven Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan and internationally. It accepts accounts, and ordinary and time deposits; and offers personal loans, as well as debit and credit card, debit, debt, money transfer, Internet banking, ATM, and other services. The company also provides back-office support services for financial institutions; and security services. The company was incorporated in 2001 and is headquartered in Tokyo, Japan.

Full SEBNF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.