HomeCompareSEBNF vs SPHD

SEBNF vs SPHD: Dividend Comparison 2026

SEBNF yields 4.18% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.7K in total portfolio value
10 years
SEBNF
SEBNF
● Live price
4.18%
Share price
$1.78
Annual div
$0.07
5Y div CAGR
-4.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.9K
Annual income
$335.69
Full SEBNF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — SEBNF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSEBNFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SEBNF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SEBNF pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEBNF
Annual income on $10K today (after 15% tax)
$354.96/yr
After 10yr DRIP, annual income (after tax)
$285.34/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $200.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEBNF + SPHD for your $10,000?

SEBNF: 50%SPHD: 50%
100% SPHD50/50100% SEBNF
Portfolio after 10yr
$25.7K
Annual income
$453.50/yr
Blended yield
1.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEBNF buys
0
SPHD buys
0
No recent congressional trades found for SEBNF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSEBNFSPHD
Forward yield4.18%4.33%
Annual dividend / share$0.07$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4.3%0%
Portfolio after 10y$24.9K$26.5K
Annual income after 10y$335.69$571.32
Total dividends collected$3.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SEBNF vs SPHD ($10,000, DRIP)

YearSEBNF PortfolioSEBNF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,100$399.64$11,133$432.85$33.00SPHD
2$12,273$396.74$12,363$450.36$90.00SPHD
3$13,525$392.37$13,695$467.39$170.00SPHD
4$14,858$386.71$15,138$483.90$280.00SPHD
5$16,278$379.97$16,697$499.88$419.00SPHD
6$17,790$372.33$18,382$515.31$592.00SPHD
7$19,399$363.93$20,198$530.17$799.00SPHD
8$21,112$354.94$22,157$544.46$1.0KSPHD
9$22,936$345.49$24,266$558.18$1.3KSPHD
10$24,877$335.69$26,536$571.32$1.7KSPHD

SEBNF vs SPHD: Complete Analysis 2026

SEBNFStock

Seven Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan and internationally. It accepts accounts, and ordinary and time deposits; and offers personal loans, as well as debit and credit card, debit, debt, money transfer, Internet banking, ATM, and other services. The company also provides back-office support services for financial institutions; and security services. The company was incorporated in 2001 and is headquartered in Tokyo, Japan.

Full SEBNF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.