Is SEMY or XYLD a better dividend investment in 2026?

SEMY currently yields 61.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SEMY offers higher current income.

What is the dividend yield difference between SEMY and XYLD?

SEMY has a forward dividend yield of 61.86% ($10.38/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 50.88 percentage points.

Home › Compare › SEMY vs XYLD

SEMY vs XYLD: Dividend Comparison 2026

SEMY yields 61.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SEMY wins by $688.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SEMY

● Live price

61.86%

Share price

$16.79

Annual div

$10.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$713.4K

Annual income

$170,666.48

Full SEMY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SEMY vs XYLD

📍 SEMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEMY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SEMY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SEMY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEMY

Annual income on $10K today (after 15% tax)

$5,257.99/yr

After 10yr DRIP, annual income (after tax)

$145,066.51/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SEMY beats the other by $142,330.34/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SEMY + XYLD for your $10,000?

SEMY: 50%XYLD: 50%

100% XYLD50/50100% SEMY

Portfolio after 10yr

$369.3K

Annual income

$86,942.75/yr

Blended yield

23.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEMY buys

XYLD buys

No recent congressional trades found for SEMY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEMYXYLD

Forward yield	61.86% ✓	10.98%
Annual dividend / share	$10.38 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$713.4K ✓	$25.3K
Annual income after 10y	$170,666.48 ✓	$3,219.02
Total dividends collected	$595.0K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SEMY vs XYLD ($10,000, DRIP)

Year	SEMY Portfolio	SEMY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$16,886	$6,185.87	$10,818	$1,098.39	+$6.1K → SEMY
2	$27,830	$9,762.04	$11,738	$1,222.51	+$16.1K → SEMY
3	$44,814	$15,036.46	$12,774	$1,364.64	+$32.0K → SEMY
4	$70,581	$22,629.14	$13,944	$1,527.86	+$56.6K → SEMY
5	$108,829	$33,308.22	$15,270	$1,715.87	+$93.6K → SEMY
6	$164,446	$47,998.62	$16,775	$1,933.09	+$147.7K → SEMY
7	$243,741	$67,783.21	$18,490	$2,184.87	+$225.3K → SEMY
8	$354,697	$93,895.00	$20,450	$2,477.63	+$334.2K → SEMY
9	$507,226	$127,699.40	$22,697	$2,819.19	+$484.5K → SEMY
10	$713,398	$170,666.48	$25,280	$3,219.02	+$688.1K → SEMY

SEMY vs XYLD: Complete Analysis 2026

SEMY — Stock

The Fund’s primary investment objective is to achieve 3 times (300%) the income generated from selling options on Semiconductor Index. ( ICESEMI) (the “Underlying Stock”) by selling options on leveraged exchange-traded funds designed to deliver 3 times (300%) the daily performance of the Underlying Stock (the “Underlying Leveraged ETF”). The Fund’s secondary investment objective is to gain exposure to the performance of the Underlying Leveraged ETF, subject to a cap on potential investment gains. A downside protection may be implemented which could affect the net income level.

Full SEMY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.