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SEP vs DGRO: Dividend Comparison 2026

SEP yields 5.65% · DGRO yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SEP wins by $166.55M in total portfolio value
10 years
SEP
SEP
● Live price
5.65%
Share price
$35.40
Annual div
$2.00
5Y div CAGR
78.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$166.58M
Annual income
$150,771,589.24
Full SEP calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — SEP vs DGRO

📍 SEP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSEPDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SEP + DGRO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SEP pays
DGRO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEP
Annual income on $10K today (after 15% tax)
$480.23/yr
After 10yr DRIP, annual income (after tax)
$128,155,850.85/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, SEP beats the other by $128,155,646.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEP + DGRO for your $10,000?

SEP: 50%DGRO: 50%
100% DGRO50/50100% SEP
Portfolio after 10yr
$83.31M
Annual income
$75,385,914.60/yr
Blended yield
90.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEP buys
0
DGRO buys
0
No recent congressional trades found for SEP or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSEPDGRO
Forward yield5.65% ✓2.13%
Annual dividend / share$2.00 ✓$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR78.7% ✓0%
Portfolio after 10y$166.58M ✓$31.6K
Annual income after 10y$150,771,589.24 ✓$239.96
Total dividends collected$165.34M ✓$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SEP vs DGRO ($10,000, DRIP)

YearSEP PortfolioSEP Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$11,710$1,009.60$11,293$213.22+$417.00 → SEP
2$14,504$1,974.40$12,730$217.32+$1.8K → SEP
3$19,603$4,084.24$14,326$221.10+$5.3K → SEP
4$30,195$9,219.34$16,098$224.56+$14.1K → SEP
5$56,025$23,716.22$18,064$227.74+$38.0K → SEP
6$133,437$73,490.93$20,246$230.65+$113.2K → SEP
7$435,108$292,329.68$22,666$233.30+$412.4K → SEP
8$2,057,529$1,591,964.07$25,349$235.73+$2.03M → SEP
9$14,774,108$12,572,552.15$28,325$237.94+$14.75M → SEP
10$166,579,885$150,771,589.24$31,624$239.96+$166.55M → SEP

SEP vs DGRO: Complete Analysis 2026

SEP — Stock

SEP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SEP shares.

Full SEP Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.