Is SEP or DIVO a better dividend investment in 2026?

SEP currently yields 5.65% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between SEP and DIVO?

SEP has a forward dividend yield of 5.65% ($2.00/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 0.84 percentage points.

Home › Compare › SEP vs DIVO

SEP vs DIVO: Dividend Comparison 2026

SEP yields 5.65% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SEP wins by $166.55M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SEP

● Live price

5.65%

Share price

$35.40

Annual div

$2.00

5Y div CAGR

78.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$166.58M

Annual income

$150,771,589.24

Full SEP calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — SEP vs DIVO

📍 SEP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEP	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SEP + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SEP pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEP

Annual income on $10K today (after 15% tax)

$480.23/yr

After 10yr DRIP, annual income (after tax)

$128,155,850.85/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, SEP beats the other by $128,155,016.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEP + DIVO for your $10,000?

SEP: 50%DIVO: 50%

100% DIVO50/50100% SEP

Portfolio after 10yr

$83.31M

Annual income

$75,386,285.46/yr

Blended yield

90.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEP buys

DIVO buys

No recent congressional trades found for SEP or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEPDIVO

Forward yield	5.65%	6.49% ✓
Annual dividend / share	$2.00	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	78.7% ✓	0%
Portfolio after 10y	$166.58M ✓	$30.7K
Annual income after 10y	$150,771,589.24 ✓	$981.68
Total dividends collected	$165.34M ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SEP vs DIVO ($10,000, DRIP)

Year	SEP Portfolio	SEP Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,710	$1,009.60	$11,349	$649.42	+$361.00 → SEP
2	$14,504	$1,974.40	$12,833	$688.83	+$1.7K → SEP
3	$19,603	$4,084.24	$14,459	$727.90	+$5.1K → SEP
4	$30,195	$9,219.34	$16,238	$766.49	+$14.0K → SEP
5	$56,025	$23,716.22	$18,179	$804.47	+$37.8K → SEP
6	$133,437	$73,490.93	$20,293	$841.71	+$113.1K → SEP
7	$435,108	$292,329.68	$22,591	$878.14	+$412.5K → SEP
8	$2,057,529	$1,591,964.07	$25,087	$913.65	+$2.03M → SEP
9	$14,774,108	$12,572,552.15	$27,791	$948.18	+$14.75M → SEP
10	$166,579,885	$150,771,589.24	$30,718	$981.68	+$166.55M → SEP

SEP vs DIVO: Complete Analysis 2026

SEP — Stock

SEP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SEP shares.

Full SEP Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.