Is SEPW or SPHD a better dividend investment in 2026?

SEPW currently yields 6.33% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SEPW offers higher current income.

What is the dividend yield difference between SEPW and SPHD?

SEPW has a forward dividend yield of 6.33% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 2.33 percentage points.

Home › Compare › SEPW vs SPHD

SEPW vs SPHD: Dividend Comparison 2026

SEPW yields 6.33% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SEPW wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SEPW

● Live price

6.33%

Share price

$31.62

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.4K

Annual income

$946.33

Full SEPW calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — SEPW vs SPHD

📍 SEPW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEPW	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SEPW + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SEPW pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEPW

Annual income on $10K today (after 15% tax)

$537.72/yr

After 10yr DRIP, annual income (after tax)

$804.38/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SEPW beats the other by $40.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SEPW + SPHD for your $10,000?

SEPW: 50%SPHD: 50%

100% SPHD50/50100% SEPW

Portfolio after 10yr

$29.2K

Annual income

$922.77/yr

Blended yield

3.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEPW buys

SPHD buys

No recent congressional trades found for SEPW or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEPWSPHD

Forward yield	6.33% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$30.4K ✓	$28.0K
Annual income after 10y	$946.33 ✓	$899.19
Total dividends collected	$7.9K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SEPW vs SPHD ($10,000, DRIP)

Year	SEPW Portfolio	SEPW Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,333	$632.61	$11,120	$420.00	+$213.00 → SEPW
2	$12,796	$670.01	$12,357	$458.31	+$439.00 → SEPW
3	$14,399	$707.03	$13,721	$499.76	+$678.00 → SEPW
4	$16,150	$743.55	$15,227	$544.58	+$923.00 → SEPW
5	$18,060	$779.43	$16,885	$593.02	+$1.2K → SEPW
6	$20,139	$814.59	$18,713	$645.34	+$1.4K → SEPW
7	$22,397	$848.92	$20,724	$701.81	+$1.7K → SEPW
8	$24,848	$882.37	$22,938	$762.73	+$1.9K → SEPW
9	$27,502	$914.85	$25,372	$828.41	+$2.1K → SEPW
10	$30,373	$946.33	$28,047	$899.19	+$2.3K → SEPW

SEPW vs SPHD: Complete Analysis 2026

SEPW — Stock

The fund seeks to match, at the end of the outcome period, the share price returns of the SPDR S&P 500 ETF Trust (the underlying ETF), up to a specified upside cap, while providing a buffer against the first 20% of underlying ETF losses. The cap and the buffer will be reduced after taking into account management fees and other fund fees and expenses.

Full SEPW Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.