Is SERKF or XYLD a better dividend investment in 2026?

SERKF currently yields 185.19% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SERKF offers higher current income.

What is the dividend yield difference between SERKF and XYLD?

SERKF has a forward dividend yield of 185.19% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 174.21 percentage points.

Home › Compare › SERKF vs XYLD

SERKF vs XYLD: Dividend Comparison 2026

SERKF yields 185.19% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SERKF wins by $76.98M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SERKF

● Live price

185.19%

Share price

$1.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.00M

Annual income

$37,339,999.80

Full SERKF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SERKF vs XYLD

📍 SERKF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SERKF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SERKF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SERKF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SERKF

Annual income on $10K today (after 15% tax)

$15,740.74/yr

After 10yr DRIP, annual income (after tax)

$31,738,999.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SERKF beats the other by $31,736,263.66/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SERKF + XYLD for your $10,000?

SERKF: 50%XYLD: 50%

100% XYLD50/50100% SERKF

Portfolio after 10yr

$38.52M

Annual income

$18,671,609.41/yr

Blended yield

48.48%

📊

Analyst Conviction Gap

Where Wall Street is split right now

SERKF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

4.0

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SERKF buys

XYLD buys

No recent congressional trades found for SERKF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSERKFXYLD

Forward yield	185.19% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$77.00M ✓	$25.3K
Annual income after 10y	$37,339,999.80 ✓	$3,219.02
Total dividends collected	$72.25M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SERKF vs XYLD ($10,000, DRIP)

Year	SERKF Portfolio	SERKF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$29,219	$18,518.52	$10,818	$1,098.39	+$18.4K → SERKF
2	$81,832	$50,568.57	$11,738	$1,222.51	+$70.1K → SERKF
3	$219,923	$132,362.17	$12,774	$1,364.64	+$207.1K → SERKF
4	$567,767	$332,449.13	$13,944	$1,527.86	+$553.8K → SERKF
5	$1,409,633	$802,122.93	$15,270	$1,715.87	+$1.39M → SERKF
6	$3,369,509	$1,861,201.75	$16,775	$1,933.09	+$3.35M → SERKF
7	$7,763,238	$4,157,863.45	$18,490	$2,184.87	+$7.74M → SERKF
8	$17,259,544	$8,952,878.98	$20,450	$2,477.63	+$17.24M → SERKF
9	$37,069,956	$18,602,243.94	$22,697	$2,819.19	+$37.05M → SERKF
10	$77,004,853	$37,339,999.80	$25,280	$3,219.02	+$76.98M → SERKF

SERKF vs XYLD: Complete Analysis 2026

SERKF — Stock

Serko Limited, a Software-as-a-Service technology business, provides online travel booking software solutions and expense management in New Zealand, Australia, North America, Europe, and internationally. The company offers Zeno Travel, an online booking tool that corporate travelers use to book flights, trains, hotels, rental cars, and airport transfers in line with their corporate travel policies; and Zeno Expense, which automates the process of corporate card and out-of-pocket expense submission, reconciliation, and reimbursement. It also provides Serko mobile, a mobile app for iPhones and android devices that gives users access to information and travel booking functionality on their mobile devices. Serko Limited was founded in 1994 and is headquartered in Auckland, New Zealand.

Full SERKF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.