Is SEZNL or RYLD a better dividend investment in 2026?

SEZNL currently yields 14.18% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SEZNL offers higher current income.

What is the dividend yield difference between SEZNL and RYLD?

SEZNL has a forward dividend yield of 14.18% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.04 percentage points.

Home › Compare › SEZNL vs RYLD

SEZNL vs RYLD: Dividend Comparison 2026

SEZNL yields 14.18% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SEZNL wins by $6.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SEZNL

● Live price

14.18%

Share price

$14.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$50.8K

Annual income

$3,414.71

Full SEZNL calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SEZNL vs RYLD

📍 SEZNL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SEZNL	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SEZNL + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SEZNL pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEZNL

Annual income on $10K today (after 15% tax)

$1,205.67/yr

After 10yr DRIP, annual income (after tax)

$2,902.50/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SEZNL beats the other by $703.26/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEZNL + RYLD for your $10,000?

SEZNL: 50%RYLD: 50%

100% RYLD50/50100% SEZNL

Portfolio after 10yr

$47.6K

Annual income

$3,001.03/yr

Blended yield

6.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEZNL buys

RYLD buys

No recent congressional trades found for SEZNL or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSEZNLRYLD

Forward yield	14.18% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$50.8K ✓	$44.5K
Annual income after 10y	$3,414.71 ✓	$2,587.35
Total dividends collected	$23.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SEZNL vs RYLD ($10,000, DRIP)

Year	SEZNL Portfolio	SEZNL Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,118	$1,418.44	$11,914	$1,213.65	+$204.00 → SEZNL
2	$14,573	$1,606.47	$14,099	$1,351.30	+$474.00 → SEZNL
3	$17,399	$1,805.50	$16,580	$1,494.55	+$819.00 → SEZNL
4	$20,631	$2,014.56	$19,384	$1,642.61	+$1.2K → SEZNL
5	$24,308	$2,232.56	$22,535	$1,794.70	+$1.8K → SEZNL
6	$28,468	$2,458.34	$26,063	$1,950.00	+$2.4K → SEZNL
7	$33,151	$2,690.70	$29,995	$2,107.69	+$3.2K → SEZNL
8	$38,400	$2,928.37	$34,361	$2,266.99	+$4.0K → SEZNL
9	$44,259	$3,170.12	$39,194	$2,427.12	+$5.1K → SEZNL
10	$50,771	$3,414.71	$44,525	$2,587.35	+$6.2K → SEZNL

SEZNL vs RYLD: Complete Analysis 2026

SEZNL — Stock

Sezzle Inc. operates as a technology-enabled payments company in United States, Canada, India, and Europe. The company provides payment solution at online stores and various brick-and-mortar retail locations that connects consumers with merchants. Its platform enables customers to make online purchases and split the payment for the purchase in four equal interest free payments over six weeks. The company was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Full SEZNL Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this SEZNL vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SEZNL vs SCHD SEZNL vs JEPI SEZNL vs O SEZNL vs KO SEZNL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.