Is SFAAX or QYLD a better dividend investment in 2026?

SFAAX currently yields 13.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SFAAX offers higher current income.

What is the dividend yield difference between SFAAX and QYLD?

SFAAX has a forward dividend yield of 13.01% ($4.81/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1.09 percentage points.

Home › Compare › SFAAX vs QYLD

SFAAX vs QYLD: Dividend Comparison 2026

SFAAX yields 13.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFAAX wins by $21.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFAAX

● Live price

13.01%

Share price

$36.96

Annual div

$4.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$47.1K

Annual income

$2,922.57

Full SFAAX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SFAAX vs QYLD

📍 SFAAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFAAX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SFAAX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFAAX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFAAX

Annual income on $10K today (after 15% tax)

$1,106.03/yr

After 10yr DRIP, annual income (after tax)

$2,484.18/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,326.23/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFAAX + QYLD for your $10,000?

SFAAX: 50%QYLD: 50%

100% QYLD50/50100% SFAAX

Portfolio after 10yr

$36.3K

Annual income

$4,290.95/yr

Blended yield

11.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFAAX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFAAXQYLD

Forward yield	13.01% ✓	11.92%
Annual dividend / share	$4.81 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$47.1K ✓	$25.4K
Annual income after 10y	$2,922.57	$5,659.31 ✓
Total dividends collected	$20.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFAAX vs QYLD ($10,000, DRIP)

Year	SFAAX Portfolio	SFAAX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,001	$1,301.21	$10,352	$1,192.36	+$1.6K → SFAAX
2	$14,301	$1,459.44	$10,830	$1,347.57	+$3.5K → SFAAX
3	$16,927	$1,625.31	$11,460	$1,539.07	+$5.5K → SFAAX
4	$19,910	$1,797.95	$12,275	$1,777.84	+$7.6K → SFAAX
5	$23,280	$1,976.43	$13,323	$2,078.95	+$10.0K → SFAAX
6	$27,069	$2,159.79	$14,667	$2,463.34	+$12.4K → SFAAX
7	$31,311	$2,347.06	$16,396	$2,960.57	+$14.9K → SFAAX
8	$36,040	$2,537.24	$18,631	$3,612.97	+$17.4K → SFAAX
9	$41,293	$2,729.39	$21,548	$4,482.15	+$19.7K → SFAAX
10	$47,106	$2,922.57	$25,398	$5,659.31	+$21.7K → SFAAX

SFAAX vs QYLD: Complete Analysis 2026

SFAAX — Stock

The investment seeks long-term total return, consisting of capital appreciation and current income. The fund invests at least 80% of its net assets in equity and fixed income securities designed to replicate the holdings and weightings of the securities comprising the S&P 500 Index and Bloomberg U.S. Treasury Index. It seeks to achieve its investment objective by allocating up to 75% of its assets in equity securities and up to 55% of its assets in fixed income securities.

Full SFAAX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SFAAX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SFAAX vs SCHD SFAAX vs JEPI SFAAX vs O SFAAX vs KO SFAAX vs MAIN SFAAX vs XYLD SFAAX vs JEPQ SFAAX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.