Is SFDYX or QYLD a better dividend investment in 2026?

SFDYX currently yields 21.91% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: SFDYX offers higher current income.

What is the dividend yield difference between SFDYX and QYLD?

SFDYX has a forward dividend yield of 21.91% ($6.10/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.99 percentage points.

Home › Compare › SFDYX vs QYLD

SFDYX vs QYLD: Dividend Comparison 2026

SFDYX yields 21.91% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFDYX wins by $56.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFDYX

● Live price

21.91%

Share price

$27.84

Annual div

$6.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$82.1K

Annual income

$8,225.32

Full SFDYX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SFDYX vs QYLD

📍 SFDYX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFDYX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SFDYX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFDYX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFDYX

Annual income on $10K today (after 15% tax)

$1,862.70/yr

After 10yr DRIP, annual income (after tax)

$6,991.52/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, SFDYX beats the other by $2,181.11/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFDYX + QYLD for your $10,000?

SFDYX: 50%QYLD: 50%

100% QYLD50/50100% SFDYX

Portfolio after 10yr

$53.7K

Annual income

$6,942.32/yr

Blended yield

12.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFDYX buys

QYLD buys

No recent congressional trades found for SFDYX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFDYXQYLD

Forward yield	21.91% ✓	11.92%
Annual dividend / share	$6.10 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$82.1K ✓	$25.4K
Annual income after 10y	$8,225.32 ✓	$5,659.31
Total dividends collected	$48.8K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFDYX vs QYLD ($10,000, DRIP)

Year	SFDYX Portfolio	SFDYX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,891	$2,191.42	$10,352	$1,192.36	+$2.5K → SFDYX
2	$16,434	$2,640.23	$10,830	$1,347.57	+$5.6K → SFDYX
3	$20,730	$3,145.59	$11,460	$1,539.07	+$9.3K → SFDYX
4	$25,889	$3,708.28	$12,275	$1,777.84	+$13.6K → SFDYX
5	$32,030	$4,328.24	$13,323	$2,078.95	+$18.7K → SFDYX
6	$39,276	$5,004.51	$14,667	$2,463.34	+$24.6K → SFDYX
7	$47,761	$5,735.28	$16,396	$2,960.57	+$31.4K → SFDYX
8	$57,622	$6,517.98	$18,631	$3,612.97	+$39.0K → SFDYX
9	$69,005	$7,349.30	$21,548	$4,482.15	+$47.5K → SFDYX
10	$82,061	$8,225.32	$25,398	$5,659.31	+$56.7K → SFDYX

SFDYX vs QYLD: Complete Analysis 2026

SFDYX — Stock

Under normal circumstances, the fund will invest at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in equity securities of medium-sized companies. In managing the fund's assets, the Sub-Advisers select stocks of companies that have low price-earnings and price-book ratios, but that also have high sustainable growth levels and the probability of high positive earnings revisions.

Full SFDYX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SFDYX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SFDYX vs SCHD SFDYX vs JEPI SFDYX vs O SFDYX vs KO SFDYX vs MAIN SFDYX vs XYLD SFDYX vs JEPQ SFDYX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.