Is SFFFF or SCHD a better dividend investment in 2026?

SFFFF currently yields 5.29% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SFFFF offers higher current income.

What is the dividend yield difference between SFFFF and SCHD?

SFFFF has a forward dividend yield of 5.29% ($3.80/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.83 percentage points.

Home › Compare › SFFFF vs SCHD

SFFFF vs SCHD: Dividend Comparison 2026

SFFFF yields 5.29% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFFFF wins by $917.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFFFF

● Live price

5.29%

Share price

$71.94

Annual div

$3.80

5Y div CAGR

50.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$946.5K

Annual income

$584,251.47

Full SFFFF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — SFFFF vs SCHD

📍 SFFFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFFFF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SFFFF + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFFFF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFFFF

Annual income on $10K today (after 15% tax)

$449.32/yr

After 10yr DRIP, annual income (after tax)

$496,613.75/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SFFFF beats the other by $496,251.69/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFFFF + SCHD for your $10,000?

SFFFF: 50%SCHD: 50%

100% SCHD50/50100% SFFFF

Portfolio after 10yr

$487.8K

Annual income

$292,338.70/yr

Blended yield

59.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFFFF buys

SCHD buys

No recent congressional trades found for SFFFF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFFFFSCHD

Forward yield	5.29% ✓	3.46%
Annual dividend / share	$3.80 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	50.6% ✓	0%
Portfolio after 10y	$946.5K ✓	$29.0K
Annual income after 10y	$584,251.47 ✓	$425.95
Total dividends collected	$886.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SFFFF vs SCHD ($10,000, DRIP)

Year	SFFFF Portfolio	SFFFF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,496	$796.09	$11,226	$346.36	+$270.00 → SFFFF
2	$13,589	$1,288.10	$12,572	$357.38	+$1.0K → SFFFF
3	$16,683	$2,143.03	$14,046	$367.84	+$2.6K → SFFFF
4	$21,554	$3,703.07	$15,660	$377.73	+$5.9K → SFFFF
5	$29,797	$6,733.70	$17,425	$387.07	+$12.4K → SFFFF
6	$44,984	$13,101.83	$19,354	$395.86	+$25.6K → SFFFF
7	$75,973	$27,839.83	$21,461	$404.13	+$54.5K → SFFFF
8	$147,468	$66,176.97	$23,762	$411.89	+$123.7K → SFFFF
9	$338,586	$180,795.32	$26,272	$419.15	+$312.3K → SFFFF
10	$946,538	$584,251.47	$29,010	$425.95	+$917.5K → SFFFF

SFFFF vs SCHD: Complete Analysis 2026

SFFFF — Stock

Peugeot Invest Société anonyme operates as an investment company. The firm invests in private equity and real estate funds. The firm also invests in governance, social, and environmental protection. The company was formerly known as FFP Société anonyme and changed its name to Peugeot Invest Société anonyme. Peugeot Invest Société anonyme was incorporated in 1929 and is headquartered in Paris, France.

Full SFFFF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.