Is SFIGA or XYLD a better dividend investment in 2026?

SFIGA currently yields 2.44% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SFIGA and XYLD?

SFIGA has a forward dividend yield of 2.44% ($1.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.54 percentage points.

Home › Compare › SFIGA vs XYLD

SFIGA vs XYLD: Dividend Comparison 2026

SFIGA yields 2.44% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFIGA wins by $10.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFIGA

● Live price

2.44%

Share price

$61.00

Annual div

$1.49

5Y div CAGR

24.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.7K

Annual income

$3,567.27

Full SFIGA calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SFIGA vs XYLD

📍 SFIGA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFIGA	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SFIGA + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFIGA pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFIGA

Annual income on $10K today (after 15% tax)

$207.62/yr

After 10yr DRIP, annual income (after tax)

$3,032.18/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SFIGA beats the other by $296.01/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SFIGA + XYLD for your $10,000?

SFIGA: 50%XYLD: 50%

100% XYLD50/50100% SFIGA

Portfolio after 10yr

$30.5K

Annual income

$3,393.14/yr

Blended yield

11.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFIGA buys

XYLD buys

No recent congressional trades found for SFIGA or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFIGAXYLD

Forward yield	2.44%	10.98% ✓
Annual dividend / share	$1.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	24.5% ✓	0%
Portfolio after 10y	$35.7K ✓	$25.3K
Annual income after 10y	$3,567.27 ✓	$3,219.02
Total dividends collected	$13.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFIGA vs XYLD ($10,000, DRIP)

Year	SFIGA Portfolio	SFIGA Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,004	$304.11	$10,818	$1,098.39	+$186.00 → SFIGA
2	$12,164	$389.37	$11,738	$1,222.51	+$426.00 → SFIGA
3	$13,516	$500.80	$12,774	$1,364.64	+$742.00 → SFIGA
4	$15,110	$647.49	$13,944	$1,527.86	+$1.2K → SFIGA
5	$17,010	$842.21	$15,270	$1,715.87	+$1.7K → SFIGA
6	$19,303	$1,103.18	$16,775	$1,933.09	+$2.5K → SFIGA
7	$22,111	$1,456.71	$18,490	$2,184.87	+$3.6K → SFIGA
8	$25,601	$1,941.51	$20,450	$2,477.63	+$5.2K → SFIGA
9	$30,008	$2,615.54	$22,697	$2,819.19	+$7.3K → SFIGA
10	$35,676	$3,567.27	$25,280	$3,219.02	+$10.4K → SFIGA

SFIGA vs XYLD: Complete Analysis 2026

SFIGA — Stock

STAR Financial Group, Inc. operates as the bank holding company for STAR Financial Bank that provides various banking and financial services to individual and corporate customers in Central and Northeast Indiana. The company accepts checking and savings accounts, and health savings accounts; certificates of deposit; and individual retirement accounts. Its loan products include mortgage, home equity, auto, boat, recreational vehicle, and personal loans; commercial loans, including commercial real estate loans, agribusiness loans, and special loans and funding, as well as working capital and small bond financing products; small business loans; and equipment finance and leasing services. The company also offers credit cards; insurance products; annuities; and treasury management services, such as ACH origination, account reconciliation origination, lockbox, merchant card processing, payroll, positive pay, remote deposit capture, sweep accounts, and wire transfer services. In addition, it provides private advisory services comprising investments, wealth management, and private banking; and trust and investment advisory services, as well as online and mobile banking, bill payment, and money management services. STAR Financial Group, Inc. was founded in 1943 and is headquartered in Fort Wayne, Indiana.

Full SFIGA Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.