Is SFN or QYLD a better dividend investment in 2026?

SFN currently yields 7.98% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SFN and QYLD?

SFN has a forward dividend yield of 7.98% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.94 percentage points.

Home › Compare › SFN vs QYLD

SFN vs QYLD: Dividend Comparison 2026

SFN yields 7.98% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFN wins by $8.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFN

● Live price

7.98%

Share price

$25.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.9K

Annual income

$1,322.54

Full SFN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SFN vs QYLD

📍 SFN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SFN + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFN pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFN

Annual income on $10K today (after 15% tax)

$678.37/yr

After 10yr DRIP, annual income (after tax)

$1,124.16/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,686.25/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFN + QYLD for your $10,000?

SFN: 50%QYLD: 50%

100% QYLD50/50100% SFN

Portfolio after 10yr

$29.7K

Annual income

$3,490.93/yr

Blended yield

11.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFN buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFNQYLD

Forward yield	7.98%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.9K ✓	$25.4K
Annual income after 10y	$1,322.54	$5,659.31 ✓
Total dividends collected	$10.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SFN vs QYLD ($10,000, DRIP)

Year	SFN Portfolio	SFN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,498	$798.08	$10,352	$1,192.36	+$1.1K → SFN
2	$13,161	$857.61	$10,830	$1,347.57	+$2.3K → SFN
3	$14,999	$917.39	$11,460	$1,539.07	+$3.5K → SFN
4	$17,026	$977.16	$12,275	$1,777.84	+$4.8K → SFN
5	$19,255	$1,036.65	$13,323	$2,078.95	+$5.9K → SFN
6	$21,698	$1,095.64	$14,667	$2,463.34	+$7.0K → SFN
7	$24,371	$1,153.91	$16,396	$2,960.57	+$8.0K → SFN
8	$27,288	$1,211.26	$18,631	$3,612.97	+$8.7K → SFN
9	$30,466	$1,267.52	$21,548	$4,482.15	+$8.9K → SFN
10	$33,921	$1,322.54	$25,398	$5,659.31	+$8.5K → SFN

SFN vs QYLD: Complete Analysis 2026

SFN — Stock

SFN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SFN shares.

Full SFN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SFN vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SFN vs SCHD SFN vs JEPI SFN vs O SFN vs KO SFN vs MAIN SFN vs XYLD SFN vs JEPQ SFN vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.